10311 E 97th Ct N, Owasso, OK 74055 Property Records

Tulsa County property record for 10311 E 97th Ct N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,840 sqft · built 2004
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$291,500 (May 2026)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`61119-14-18-66640`

Property Details

APN / Parcel Number

Primary APN	`61119-14-18-66640`
Alternative APN	`R61119141866640`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,840 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	1,840 sqft
Basement Area	1,840 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	520 sqft
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61119141866640
Street Address	10311 E 97TH CT N
City	OWASSO
State	OK
Zip	74055-6979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 5 BLK 8
Legal Range	14E
Legal Township	21N
Legal Section	18
Legal Subdivision	HONEY CREEK AT BAILEY RANCH
Legal Block	8
Legal Lot Number	5
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2016
Census Tract	5809

Owner

10311 E 97th Ct N is owned and occupied by an individual who bought it in May 2026.

Source: Tulsa County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	10311 E 97TH CT N, OWASSO, OK 74055-6979
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage TECU CREDIT UNION
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP
Dec 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Oct 29, 2019	Quit Claim Deed, Transfer · Conventional Mortgage ARVEST BANK
May 3, 2018	Deed, Transfer · ARM ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	May 16, 2023 · Amount on File
Deed Document Number	202642644
Prior Transfer Date	Jul 23, 2008
Prior Transfer Doc	0000077221
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	May 12, 2026
Property Address	10311 E 97TH CT N, OWASSO, OK 74055-6979
Document Number	0000042644
Instrument Date	Apr 23, 2026
Instrument	2026.42644
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	INTEGRITY TITLE AND CLOSING, INTEGRITY TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,162.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10311 E 97TH CT N, OWASSO, OK 74055-6979

Mortgage

Document Number	0000042645,
Date	May 12, 2026
Instrument	2026..42645

Lender

Name	TECU CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	May 16, 2023
Property Address	10311 E 97TH CT N, OWASSO, OK 74055-6979
Document Number	0000038708
Instrument Date	Apr 27, 2023
Instrument	2023038708
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SERVIECS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10311 E 97TH CT N, OWASSO, OK 74055-6979

Mortgage

Document Number	0000038709
Date	May 16, 2023
Instrument	2023038709

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Dec 28, 2020
Property Address	10311 E 97TH CT N, OWASSO, OK 74055-6979
Document Number	0000128807
Instrument Date	Dec 15, 2020
Instrument	2020128807
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	APEX TTL & CLOSING SERVIECS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10311 E 97TH CT N, OWASSO, OK 74055-6979

Mortgage

Document Number	0000128808
Date	Dec 28, 2020
Instrument	2020128808

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TULSA OK
Recording Date	Oct 29, 2019
Property Address	10311 E 97TH CT N, OWASSO, OK 74055-6979
Document Number	0000100815
Map Reference	PL 5594
Instrument Date	Oct 11, 2019
Instrument	2019100815
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10311 E 97TH CT N, OWASSO, OK 74055-6979

Mortgage

Document Number	0000100816
Date	Oct 29, 2019
Instrument	2019100816

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	3
Max Rate	8.25%

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TULSA OK
Recording Date	May 3, 2018
Property Address	10311 E 97TH CT N, OWASSO, OK 74055-6979
Document Number	0000039958
Map Reference	PL5594
Instrument Date	Apr 19, 2018
Instrument	2018039958
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	SMITH BROTHERS ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10311 E 97TH CT N, OWASSO, OK 74055-6979

Mortgage

Document Number	0000039959
Date	May 3, 2018
Instrument	2018039959

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6%
Index	1-Year CMT
Margin	3
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 10311 E 97th Ct N was $3,426.

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00	$30,404 Land $2,970 Building $27,434	$276,400 Land $27,000 Building $249,400
2023	$2,688.00 (+5%)	$24,602 (+5%) Land $2,452 Building $22,150	$270,943 (+27.2%) Land $27,000 Building $243,943
2022	$2,560.00	$23,430 Land $2,970 Building $20,460	$213,000 Land $27,000 Building $186,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10311 E 97th Ct N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10311 E 97th Ct N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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