10304 E 97th Ct N, Owasso, OK 74055 Property Records

Tulsa County property record for 10304 E 97th Ct N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,091 sqft · built 2004
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 2012)
Tax Bill	$3,013 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61119-14-18-66630`

Property Details

APN / Parcel Number

Primary APN	`61119-14-18-66630`
Alternative APN	`R61119141866630`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,091 sqft Living Area
Gross Area	3,946 sqft
Basement Area	1,855 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Attached
Garage Area	545 sqft
Porch	Porch
Porch Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61119141866630
Street Address	10304 E 97TH CT N
City	OWASSO
State	OK
Zip	74055-6797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 4 BLK 8
Legal Range	14E
Legal Township	21N
Legal Section	18
Legal Subdivision	HONEY CREEK AT BAILEY RANCH
Legal Block	8
Legal Lot Number	4
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2016
Census Tract	5809

Owner

10304 E 97th Ct N is owned and occupied by two individuals who bought it in June 2012.

Source: Tulsa County records, as of April 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10304 E 97TH CT N, OWASSO, OK 74055-6797
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2012 · Amount on File
Deed Sale	Jun 1, 2012 · Amount on File
Prior Sale	May 18, 2009 · Amount on File
Deed Document Number	201252577
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Recording Date	Apr 9, 2026
Property Address	10304 E 97TH CT N, OWASSO, OK 74055-6797
Document Number	0000030300
Instrument Date	Apr 3, 2026
Instrument	202630300
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10304 E 97TH CT N, OWASSO, OK 74055-6797

Mortgage

Document Number	0000030300,
Date	Apr 9, 2026
Instrument	202630300

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	10304 E 97TH CT N, OWASSO, OK 74055-6797
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027063
Date	Mar 9, 2021
Instrument	2021027063

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10304 E 97th Ct N was $3,013.

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,013.00	$26,741 Land $2,442 Building $24,299	$295,700 Land $27,000 Building $268,700
2023	$2,650.00 (+4.99%)	$24,255 (+5%) Land $2,263 Building $21,992	$289,433 (+34.69%) Land $27,000 Building $262,433
2022	$2,524.00	$23,100 Land $2,903 Building $20,197	$214,882 Land $27,000 Building $187,882

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10304 E 97th Ct N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10304 E 97th Ct N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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