10311 del Rio Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 10311 del Rio Rd, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,284 sqft · built 1942
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Oct 2017)
Tax Bill	$6,377 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505-101-55-00`

Property Details

APN / Parcel Number

Primary APN	`505-101-55-00`
Alternative APN	`5051020100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,284 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	11,200 sqft (0.257 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	5051020100
Street Address	10311 DEL RIO RD
City	SPRING VALLEY
State	CA
Zip	91978-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 90 TR 002246
Legal Subdivision	MOUNT HELIX HIGHLANDS
Legal Tract	002246
Legal Block	1
Legal Lot Number	90
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	13505

Owner

10311 del Rio Rd is owned and occupied by an individual who bought it in October 2017.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10311 DEL RIO RD, SPRING VALLEY, CA 91978-1040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 9, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 11, 2017	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2017 · Amount on File
Deed Sale	Oct 11, 2017 · Amount on File
Prior Sale	Jul 26, 2013 · Amount on File
Deed Document Number	2017470942
Prior Transfer Date	Jul 1, 1996
Prior Transfer Doc	0000360311
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10311 DEL RIO RD, SPRING VALLEY, CA 91978-1040
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10311 DEL RIO RD, SPRING VALLEY, CA 91978-1040

Mortgage

Document Number	0000350893
Date	May 6, 2021
Instrument	2021-0350893

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Apr 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10311 DEL RIO RD, SPRING VALLEY, CA 91978-1040
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10311 DEL RIO RD, SPRING VALLEY, CA 91978-1040

Mortgage

Document Number	0000553825
Date	Aug 4, 2021
Instrument	2021-0553825

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10311 DEL RIO RD, SPRING VALLEY, CA 91978-1040
Document Number	0000584508
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10311 DEL RIO RD SPRING VALLEY CA 919781040, SPRING VALLEY, CA 91978-1040

Mortgage

Document Number	0000584508
Date	Dec 13, 2019
Instrument	584508

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2017
Property Address	10311 DEL RIO RD, SPRING VALLEY, CA 91978-1040
Document Number	0000470942
Map Reference	MAP2246
Instrument Date	Sep 8, 2017
Instrument	2017-0470942
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10311 DEL RIO RD, SPRING VALLEY, CA 91978-1040

Mortgage

Document Number	0000470943
Date	Oct 11, 2017
Instrument	2017-0470943

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10311 del Rio Rd was $6,377.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,438 (+2%) Land $339,929 Building $147,509
2025	$6,377.00	$477,881 Land $333,264 Building $144,617
2023	$5,951.00 (+1.57%)	$459,326 Land $320,324 Building $139,002
2022	$5,859.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10311 del Rio Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10311 del Rio Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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