10240 del Rio Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 10240 del Rio Rd, Spring Valley, CA 91978

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,170 sqft · built 1952
Lot Size0.285 acres (12,400 sqft)
Owner2 Trust Names on File
Tax Bill$1,496 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN505-081-02-00

Property Details

APN / Parcel Number

Primary APN505-081-02-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,170 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area12,400 sqft (0.285 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10240 DEL RIO RD
CitySPRING VALLEY
StateCA
Zip91978-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 5 TR 002530
Legal SubdivisionSWEETWATER SPGS
Legal Tract002530
Legal Block1
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract13505

Owner

10240 del Rio Rd is owner-occupied and held in a trust since January 1994.

Source: San Diego County records, as of August 18, 2026

Owner of Record2 Trust Names on File
Mailing Address10240 DEL RIO RD, SPRING VALLEY, CA 91978-1007
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 21, 1994
Transfer Doc0000066462
Record UpdatedOct 29, 2026

January 2018: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionSAN DIEGO CA
Recording DateJan 17, 2018
Property Address10240 DEL RIO RD, SPRING VALLEY, CA 91978-1007
Document Number0000018654
Instrument DateSep 21, 2017
Instrument18654
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10240 DEL RIO RD SPRING VALLEY CA 919781007, SPRING VALLEY, CA 91978-1007

Mortgage

Document Number18655
DateJan 17, 2018
Instrument18655
Lender
NameHIGHTECHLENDING
AddressIRVINE, CA 92614
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.9%

Mortgage

Document Number18656,
DateJan 17, 2018
Instrument18656
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.9%

Tax Assessment & Valuation

The 2025 property tax bill for 10240 del Rio Rd was $1,496.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$65,913 (+2%) Land $24,943 Building $40,970
2025$1,496.00$64,621 Land $24,454 Building $40,167
2023$1,331.00 (+2.94%)$62,113 Land $23,505 Building $38,608
2022$1,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10240 del Rio Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10240 del Rio Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on del Rio Rd

Nearby Streets

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