10310 Willow Lakes Rd, Harvard, IL 60033 Property Records

McHenry County property record for 10310 Willow Lakes Rd, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,236 sqft · built 1986
Lot Size	5.09 acres (221,720 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2021)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-07-300-008`

Property Details

APN / Parcel Number

Primary APN	`02-07-300-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
Basement Area	1,280 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Lot Area	221,720 sqft (5.09 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Deck Area	1,333 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	10310 WILLOW LAKES RD
City	HARVARD
State	IL
Zip	60033-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0069162 PT E1/2 SW1/4 MEMO: MATKOVIC, DAVID J/ SAVAGE, SUSAN C
Legal Range	06E
Legal Township	46N
Legal Section	07
Legal Subdivision	WILLOW LAKE ESTATES
Legal Block	300
Legal Lot Number	A
Jurisdiction	MCHENRY IL
Township / Civil Division	ALDEN
Census Block Group	2
Census Block	2007
Census Tract	870200

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10310 WILLOW LAKES RD, HARVARD, IL 60033-9007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Dec 17, 2010
Deed Document Number	2021R0069162
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 30, 2021
Property Address	10310 WILLOW LAKES RD, HARVARD, IL 60033-9007
Document Number	0000069162
Instrument Date	Dec 9, 2021
Instrument	2021R0069162
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10310 WILLOW LAKES RD, HARVARD, IL 60033-9007

Mortgage

Document Number	0000069163
Date	Dec 30, 2021
Instrument	2021R0069163

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST C
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Alden Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$122,224 Land $24,964 Building $97,260	$366,672 Land $74,892 Building $291,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10
E-vergent Fixed Wireless	25 / 3