McHenry County property record for 10117 Willow Lakes Rd, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,366 sqft · built 1987 |
| Lot Size | 6.69 acres (291,416 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Nov 2022) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-07-300-014 |
| Primary APN | 02-07-300-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,366 sqft Living Area |
| Basement Area | 1,183 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Lot Area | 291,416 sqft (6.69 acres) |
| Garage Area | 548 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 304 sqft |
| Cooling System | Central |
|---|
| Street Address | 10117 WILLOW LAKES RD |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-9047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0038337 PT S1/2 GOV LT 1 SW1/4 W OF & ADJ WILLOW LAKES RD |
| Legal Range | 06E |
| Legal Township | 46N |
| Legal Section | 07 |
| Legal Subdivision | WILLOW LAKES ESTATES |
| Legal Block | 300 |
| Legal Lot Number | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALDEN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 870200 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10117 WILLOW LAKES RD, HARVARD, IL 60033-9047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Prior Sale | May 20, 2016 |
| Deed Document Number | 2022R0038337 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 14, 2022 |
| Property Address | 10117 WILLOW LAKES RD, HARVARD, IL 60033-9047 |
| Document Number | 0000038337 |
| Map Reference | DOC 1977R0694923 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 2022R0038337 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10117 WILLOW LAKES RD, HARVARD, IL 60033-9047 |
| Document Number | 0000038338 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022R0038338 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate | 6.25% |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Alden Township |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $126,954 Land $36,386 Building $90,568 | $380,862 Land $109,158 Building $271,704 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2002–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| E-vergent Fixed Wireless | 25 / 3 |
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