10310 E 700th Ave, Watson, IL 62473 Property Records

Effingham County property record for 10310 E 700th Ave, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,654 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Jul 2003)
Tax Bill	$3,430 (2022)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone A (high risk)
APN	`04-06-035-021`

Property Details

APN / Parcel Number

Primary APN	`04-06-035-021`

Interior

Stories	2 Stories
Building Area	1,654 sqft Base Area
Basement Area	194 sqft

Exterior

Year Built	Built 2004
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10310 E 700TH AVE
City	WATSON
State	IL
Zip	62473-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 756FT OF S 515.83FT NE NW AS RECORDED PLAT OF SURVEY 1308/54 LYING S OF GRAVEL ROAD 1931/116
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1034
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10310 E 700TH AVE, WATSON, IL 62473-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2003 · Amount on Record
Deed Sale	Jul 15, 2003 · Amount on Record
Deed Document Number	20032036067
Record Updated	Jun 7, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10310 E 700TH AVE, WATSON, IL 62473-2123
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3474/195
Date	Jun 24, 2019
Book Page	3474/195
Instrument	201901902285

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,430.00 Homeowner's exemption Senior Citizen's exemption	$78,910 Land $6,080 Building $72,830	$236,730 Land $18,240 Building $218,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Frontier, KNR Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 700th Ave

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