10650 E 700th Ave, Watson, IL 62473 Property Records

Effingham County property record for 10650 E 700th Ave, Watson, IL 62473

Property Summary

Property Type	Rural Home
Details	1 bd · 2,267 sqft · built 2004
Lot Size	18.7 acres (817,186 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,982 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-06-026-021`

Property Details

APN / Parcel Number

Primary APN	`04-06-026-021`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,267 sqft Base Area
1st Floor Area	2,267 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	817,186 sqft (18.7 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	10650 E 700TH AVE
City	WATSON
State	IL
Zip	62473-2115
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N 390FT OF SW SE & S 252.4FT OF N 642.4FT OF E 651FT & S 677.6FT OF W 208.27FT OF E 658.27FT SW SE 24000601 1846/217 1825/297
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1034
Census Tract	950400

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10650 E 700TH AVE, WATSON, IL 62473-2115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2024
Deed Sale	Feb 26, 2024
Prior Sale	Jan 17, 2003 · Amount on Record
Deed Document Number	2024601
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 26, 2024
Property Address	10650 E 700TH AVE, WATSON, IL 62473-2115
Document Number	202424000601
Instrument Date	Feb 23, 2024
Instrument	202424000601
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10650 E 700TH AVE, WATSON, IL 62473-2115

Mortgage

Document Number	202424000602
Date	Feb 26, 2024
Instrument	202424000602

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	158 Months
Due	Apr 17, 2037

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,982.00 (+25.85%)	$82,250 (+15.37%) Land $8,470 Building $73,780	$246,750 (+15.37%) Land $25,410 Building $221,340
2022	$3,164.00 Homeowner's exemption Senior Citizen's exemption	$71,290 Land $6,540 Building $64,750	$213,870 Land $19,620 Building $194,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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