Cook County property record for 1031 Willow Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,856 sqft · built 1920 |
| Lot Size | 0.196 acres (8,550 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $21,017 (2023) |
| Deeds & Mortgages | Sep 2017 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 05-20-122-012 |
| Primary APN | 05-20-122-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,856 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 8,550 sqft (0.196 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1031 WILLOW RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (GROVELAND) ADD TO (WINNETKA) IN SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | GROVELAND ADD TO WINNETKA |
| Legal Block | 12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 800500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 1031 WILLOW RD, WINNETKA, IL 60093-3636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Personal Trust |
| Date | Document |
|---|---|
| Sep 25, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 18, 1998 |
| Transfer Doc | 0000000596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1031 WILLOW RD, WINNETKA, IL 60093-3636 |
| Document Number | 1727839032 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1031 WILLOW RD WINNETKA IL 600933636, WINNETKA, IL 60093-3636 |
| Document Number | 1727839032 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 27839032 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.74% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1031 WILLOW RD, WINNETKA, IL 60093-3636 |
| Document Number | 1727839031 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1031 WILLOW RD WINNETKA IL 600933636, WINNETKA, IL 60093-3636 |
| Document Number | 1727839031 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 27839031 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 4, 2032 |
| Rate | 3.25% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,001 (+22%) Land $27,788 Building $94,213 | $1,220,010 (+22%) Land $277,880 Building $942,130 | |
| 2023 | $21,017.00 (-0.29%) | ||
| 2022 | $21,078.00 Homeowner's exemption | $99,999 Land $23,512 Building $76,487 | $999,990 Land $235,120 Building $764,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 68 (1987–2022) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Jul 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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