1011 Willow Rd, Winnetka, IL 60093 Property Records

Cook County property record for 1011 Willow Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,312 sqft · built 2003
Lot Size	0.196 acres (8,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,130,000 (Jul 2022)
Tax Bill	$23,183 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`05-20-122-016`

Property Details

APN / Parcel Number

Primary APN	`05-20-122-016`
Alternative APN	`05-20-122-016-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,312 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	8,550 sqft (0.196 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1011 WILLOW RD
City	WINNETKA
State	IL
Zip	60093-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GROVELAND) ADD TO (WINNETKA) IN SEC 20-42-13
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	GROVELAND ADD TO WINNETKA
Legal Block	12
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4023
Census Tract	800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 W MELROSE ST, 801, CHICAGO, IL 60657-3814
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 4, 2019	Quit Claim Deed, Transfer OTHER
Apr 4, 2019	Grant Deed, Transfer ATTORNEY ONLY
Feb 8, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	20226359
Prior Transfer Date	Mar 18, 2019
Prior Transfer Doc	0000017013
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1011 WILLOW RD, WINNETKA, IL 60093-3636
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 WILLOW RD, WINNETKA, IL 60093-3636
Investor	Possibly a Property Investor

Mortgage

Document Number	0032825240
Date	Nov 24, 2025
Instrument	2532825240

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 13, 2022
Property Address	1011 WILLOW RD, WINNETKA, IL 60093-3636
Document Number	0019406359
Instrument Date	Jun 27, 2022
Instrument	2219406359
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1011 WILLOW RD, WINNETKA, IL 60093-3636
Investor	Possibly a Property Investor

Mortgage

Document Number	0019406360
Date	Jul 13, 2022
Instrument	2219406360

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 4, 2019
Property Address	1011 WILLOW RD, WINNETKA, IL 60093-3636
Document Number	1909417013
Instrument Date	Mar 18, 2019
Instrument	9417013
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1600 S DOUGLASS RD #130A ANAHEIM CA 928065951, 130A, ANAHEIM, CA 92806-5951

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 4, 2019
Property Address	1011 WILLOW RD, WINNETKA, IL 60093-3636
Document Number	1909417014
Instrument Date	Mar 18, 2019
Instrument	9417014
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 BROCKS END CT NAPERVILLE IL 605400362, NAPERVILLE, IL 60540-0362

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Feb 8, 2017
Property Address	1011 WILLOW RD, WINNETKA, IL 60093-3636
Document Number	1703944040
Instrument Date	Jan 18, 2017
Instrument	3944040
Transaction Type	Foreclosure
Record Updated	Feb 16, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	7933 PRESTON RD PLANO TX 750242302, PLANO, TX 75024-2302

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,001 (+57%) Land $27,788 Building $129,213	$1,570,010 (+57%) Land $277,880 Building $1,292,130
2023	$23,183.00 (+6.22%)
2022	$21,825.00	$99,999 Land $23,512 Building $76,487	$999,990 Land $235,120 Building $764,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	68 (1987–2022)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Jul 2022 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 8 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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