1031 Wales Dr, La Plata, MD 20646 Property Records

Charles County property record for 1031 Wales Dr, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,769 sqft · built 1996
Lot Size	0.985 acres (42,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Oct 2018)
Tax Bill	$20,008 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-061941`

Property Details

APN / Parcel Number

Primary APN	`01-061941`
Alternative APNs	`1061941` `061941`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,769 sqft Living Area
Gross Area	5,377 sqft
1st Floor Area	1,699 sqft
Basement Area	1,338 sqft
Finished Basement	1,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	42,900 sqft (0.985 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Open Porch
Porch Area	32 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	061941
Street Address	1031 WALES DR
City	LA PLATA
State	MD
Zip	20646-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-21
Legal Description	LOT 27 B-A S-2 PLT-2 KINGS GRANT SUB TOWN OF LA PLATA
Legal Subdivision	TOWN OF LA PLATA
Legal Block	A
Legal Lot Number	27
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2014
Census Tract	851003

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1031 WALES DR, LA PLATA, MD 20646-3540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Deed of Trust, Mortgage · VA Mortgage BOKF NA
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage BOKF NA
Oct 4, 2018	Deed, Transfer · VA Mortgage BOKF NA
Jan 5, 2017	Grant Deed, Transfer LAKESIDE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Jan 5, 2017 · Amount on Record
Deed Book / Page	10414 / 168
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1031 WALES DR, LA PLATA, MD 20646-3540
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107210257
Date	Jul 25, 2019
Book Page	10721/257

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1031 WALES DR, LA PLATA, MD 20646-3540
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110840041
Date	Apr 10, 2020
Book Page	11084/41

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 4, 2018
Property Address	1031 WALES DR, LA PLATA, MD 20646-3540
Document Number	0104140168
Book / Page	10414 / 168
Map Reference	MB46 FO146
Instrument Date	Sep 21, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BAYVIEW TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1031 WALES DR, LA PLATA, MD 20646-3540

Mortgage

Document Number	0010414175
Date	Oct 4, 2018
Instrument	10414/175

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 5, 2017
Property Address	1031 WALES DR, LA PLATA, MD 20646-3540
Document Number	0096780408
Book / Page	009678 / 000408
Instrument Date	Dec 20, 2016
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1031 WALES DR LA PLATA MD 206463540, LA PLATA, MD 20646-3540

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,600 (+31.81%) Land $106,400 Building $595,200	$701,600 (+31.81%) Land $106,400 Building $595,200
2025	$20,008.00 (+149.17%)
2023	$8,030.00	$532,300 Land $106,400 Building $425,900	$532,300 Land $106,400 Building $425,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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