1028 Wales Dr, La Plata, MD 20646 Property Records

Charles County property record for 1028 Wales Dr, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,048 sqft · built 1996
Lot Size	0.514 acres (22,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Jun 2022)
Tax Bill	$19,637 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-061984`

Property Details

APN / Parcel Number

Primary APN	`01-061984`
Alternative APNs	`1061984` `061984`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,048 sqft Living Area
Gross Area	5,468 sqft
1st Floor Area	1,902 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,392 sqft (0.514 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Open Porch
Porch Area	78 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	061984
Street Address	1028 WALES DR
City	LA PLATA
State	MD
Zip	20646-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-21
Legal Description	LOT 1 B-B S-2 PLT-2 KINGS GRANT SUB TOWN OF LA PLATA
Legal Subdivision	TOWN OF LA PLATA
Legal Block	B
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2012
Census Tract	851003

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1028 WALES DR, LA PLATA, MD 20646-3543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Oct 25, 2007
Deed Book / Page	12616 / 371
Transfer Doc	0000011804
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 30, 2022
Property Address	1028 WALES DR, LA PLATA, MD 20646-3543
Document Number	0126160371
Book / Page	12616 / 371
Map Reference	LB 46 FO 146
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1028 WALES DR, LA PLATA, MD 20646-3543

Mortgage

Document Number	0012616375
Date	Jun 30, 2022
Instrument	12616/375

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1028 WALES DR, LA PLATA, MD 20646-3543
Document Number	0106440083
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 WALES DR LA PLATA MD 206463543, LA PLATA, MD 20646-3543

Mortgage

Document Number	0106440083
Date	May 24, 2019
Book Page	010644/000083

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,100 (+37.24%) Land $96,100 Building $600,000	$696,100 (+37.24%) Land $96,100 Building $600,000
2025	$19,637.00 (+156.59%)
2023	$7,653.00	$507,200 Land $96,100 Building $411,100	$507,200 Land $96,100 Building $411,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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