1031 Shadowlake Rd, Norman, OK 73071 Property Records

Cleveland County property record for 1031 Shadowlake Rd, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1999
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Jul 2022)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29SHLK2 1 3001`

Property Details

APN / Parcel Number

Primary APN	`NC29SHLK2 1 3001`
Alternative APN	`95841`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	1,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Porch
Porch Area	142 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	95841
Old Parcel Number	95841
Street Address	1031 SHADOWLAKE RD
City	NORMAN
State	OK
Zip	73071-6878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWLAKE SEC 2 LT 3 BLK 1
Legal Range	02W
Legal Township	09N
Legal Section	17
Legal Subdivision	SHADOWLAKE
Legal Block	1
Legal Lot Number	3
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5004
Census Tract	201403

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1031 SHADOWLAKE RD, NORMAN, OK 73071-6878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · VA Mortgage SERVICE FCU
Feb 20, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Feb 20, 2019 · Amount on Record
Deed Document Number	R 2022 25235
Deed Book / Page	6448 / 827
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 12, 2022
Property Address	1031 SHADOWLAKE RD, NORMAN, OK 73071-6878
Document Number	R202225235
Book / Page	6448 / 827
Instrument Date	Jun 22, 2022
Instrument	R 2022 25235
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	FIRST TEAM TITLE LLC, FIRST RATE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$289.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 SHADOWLAKE ROAD, BRADLEY, OK 73011

Mortgage

Document Number	R202225236
Date	Jul 12, 2022
Instrument	R 2022 25236

Lender

Name	SERVICE FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 20, 2019
Property Address	1031 SHADOWLAKE RD, NORMAN, OK 73071-6878
Document Number	0000004764
Book / Page	005892 / 000379
Instrument Date	Feb 14, 2019
Instrument	4764
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 SHADOWIAKE RD NORMAN OK 73071, NORMAN, OK 73071

Mortgage

Document Number	4765
Date	Feb 20, 2019
Book Page	005892/000383
Instrument	4765

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,572.00 (+10.1%)	$21,437 (+10.25%) Land $3,794 Building $17,643	$201,530 (+24.37%) Land $35,668 Building $165,862
2023	$2,336.00	$19,444 Land $4,080 Building $15,364	$162,036 Land $34,000 Building $128,036

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: OEC Fiber.

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