1020 Shadowlake Rd, Norman, OK 73071 Property Records

Cleveland County property record for 1020 Shadowlake Rd, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,162 sqft · built 2000
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,500 (Jul 2018)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29SHLK2 3 7001`

Property Details

APN / Parcel Number

Primary APN	`NC29SHLK2 3 7001`
Alternative APN	`95872`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	460 sqft
Porch	Porch
Porch Area	150 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	95872
Old Parcel Number	95872
Street Address	1020 SHADOWLAKE RD
City	NORMAN
State	OK
Zip	73071-6877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWLAKE SEC 2 LT 7 BLK 3
Legal Range	02W
Legal Township	09N
Legal Section	17
Legal Subdivision	SHADOWLAKE
Legal Block	3
Legal Lot Number	7
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5012
Census Tract	201403

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 SHADOWLAKE RD, NORMAN, OK 73071-6877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 25, 2018	Deed of Trust, Mortgage · FHA Mortgage THELENDER
Jul 27, 2018	Warranty Deed, Transfer · FHA Mortgage THELENDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Sep 26, 2016
Deed Document Number	R 2018 23553
Deed Book / Page	5827 / 0174
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	1020 SHADOWLAKE RD, NORMAN, OK 73071-6877
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202143003
Date	Oct 6, 2021
Book Page	6323/355
Instrument	R 2021 43003

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	1020 SHADOWLAKE RD, NORMAN, OK 73071-6877
Document Number	0000024002
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 SHADOWLAKE RD NORMAN OK 730716877, NORMAN, OK 73071-6877

Mortgage

Document Number	0000024002
Date	Jul 31, 2018
Book Page	005828/000587
Instrument	24002

Lender

Name	THELENDER
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 27, 2018
Property Address	1020 SHADOWLAKE RD, NORMAN, OK 73071-6877
Document Number	0000023553
Book / Page	005827 / 000174
Instrument Date	Jul 20, 2018
Instrument	23553
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 SHADOWLAKE RD NORMAN OK 730716877, NORMAN, OK 73071-6877

Mortgage

Document Number	23554
Date	Jul 27, 2018
Book Page	005827/000175
Instrument	23554

Lender

Name	THELENDER
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00 (+6.41%) Homeowner's exemption	$17,752 (+6.08%) Land $3,316 Building $14,436	$190,129 (+24.52%) Land $35,518 Building $154,611
2023	$1,889.00 Homeowner's exemption	$16,734 Land $3,726 Building $13,008	$152,692 Land $34,000 Building $118,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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