1031 S 440 E, Salem, UT 84653 Property Records

Utah County property record for 1031 S 440 E, Salem, UT 84653

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,615 sqft · built 2015
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,600 (Jul 2015)
Tax Bill	$3,171 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-670-0039`

Property Details

APN / Parcel Number

Primary APN	`46-670-0039`
Alternative APN	`321705`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,615 sqft Living Area
Gross Area	3,802 sqft
1st Floor Area	1,615 sqft
Basement Area	1,615 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	269 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	321705
Street Address	1031 S 440 E
City	SALEM
State	UT
Zip	84653-5644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39, PLAT C, MOUNT LOAFER VIEW SUBDV. AREA 0.230 AC.
Legal Subdivision	MOUNT LOAFER VIEW SUBDV
Legal Lot Number	39
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3014
Census Tract	10408

Owner

Source: Utah County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1031 S 440 E, SALEM, UT 84653-5644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 8, 2023	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
May 20, 2019	Warranty Deed, Subdivision Related Transfer UTAH CMNTY FCU
Dec 13, 2018	Warranty Deed, Construction Loan · Construction Mortgage M & T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2015 · Amount on Record
Deed Sale	Jul 15, 2015 · Amount on Record
Prior Sale	Mar 12, 2015 · Amount on Record
Deed Document Number	201562995
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1031 S 440 E, SALEM, UT 84653-5644
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	TRULY TITLE INC - UTAH, TRULY TITLE INC UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 S 440 E, SALEM, UT 84653-5644

Mortgage

Document Number	0000014520
Date	Feb 23, 2026
Instrument	14520:2026

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1031 S 440 E, SALEM, UT 84653-5644
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079365
Date	Dec 8, 2023
Instrument	79365:2023

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2053

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 20, 2019
Property Address	1031 S 440 E, SALEM, UT 84653-5644
Document Number	0000044620
Instrument Date	May 14, 2019
Instrument	44620
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 14, 2019
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 W 1650 S SALEM UT 846535730, SALEM, UT 84653-5730

Mortgage

Document Number	44621
Date	May 20, 2019
Instrument	44621

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 13, 2018
Property Address	1031 S 440 E, SALEM, UT 84653-5644
Document Number	0000118040
Instrument Date	Dec 12, 2018
Instrument	118040
Transaction Type	Construction Loan
Record Updated	Jan 3, 2019
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	733 N MAIN ST SPANISH FORK UT 846601146, SPANISH FORK, UT 84660-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	118041
Date	Dec 13, 2018
Instrument	118041

Lender

Name	M & T BK
Address	SANDY, UT 84070

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 12, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Salem City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,345 (-45.1%)	$587,900 (-0.19%) Land $237,100 Building $350,800
2025	$3,171.00	$589,000 (+95.71%) Land $215,600 Building $373,400	$589,000 (+7.64%) Land $215,600 Building $373,400
2024	$3,171.00 (+7.06%)
2023	$2,962.00 (-8.69%)	$300,960	$547,200 Land $199,300 Building $347,900
2022	$3,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 61% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM CITY serves 11,281 people · EPA ID UTAH25001
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salem City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Fusion Networks, Utah Broadband.

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