1021 S 440 E, Salem, UT 84653 Property Records

Utah County property record for 1021 S 440 E, Salem, UT 84653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,420 sqft · built 2011
Lot Size	0.247 acres (10,759 sqft)
Owner	Individual Name on Record
Last Sale	$496,100 (Oct 2020)
Tax Bill	$3,139 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`46-670-0038`

Property Details

APN / Parcel Number

Primary APN	`46-670-0038`
Alternative APN	`321704`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	3,613 sqft
1st Floor Area	1,420 sqft
Basement Area	1,462 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	10,759 sqft (0.247 acres)
Garage Type	Attached
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	321704
Street Address	1021 S 440 E
City	SALEM
State	UT
Zip	84653-5644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38, PLAT C, MOUNT LOAFER VIEW SUBDV. AREA 0.247 AC.
Legal Subdivision	MOUNT LOAFER VIEW SUBDV
Legal Lot Number	38
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3014
Census Tract	10408

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1021 S 440 E, SALEM, UT 84653-5644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 29, 2019	Warranty Deed, Subdivision Related Transfer QUICKEN LNS
Sep 21, 2018	Warranty Deed, Construction Loan · Line of Credit M&T BK
Jan 25, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Jan 25, 2018 · Amount on Record
Deed Document Number	2020157561
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1021 S 440 E, SALEM, UT 84653-5644
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 S 440 E, SALEM, UT 84653-5644

Mortgage

Document Number	0000078638
Date	Oct 10, 2025
Instrument	78638:2025

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1021 S 440 E, SALEM, UT 84653-5644
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	GT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170384
Date	Oct 4, 2021
Instrument	170384:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 8, 2020
Property Address	1021 S 440 E, SALEM, UT 84653-5644
Document Number	0000157561
Instrument Date	Oct 6, 2020
Instrument	157561:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 S 440 E, SALEM, UT 84653-5644

Mortgage

Document Number	0000157652
Date	Oct 8, 2020
Instrument	157652:2020

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 29, 2019
Property Address	1021 S 440 E, SALEM, UT 84653-5644
Document Number	0000025973
Instrument Date	Mar 27, 2019
Instrument	25973
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2019
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	297 W 1650 S SALEM UT 846535730, SALEM, UT 84653-5730

Mortgage

Document Number	25974
Date	Mar 29, 2019
Instrument	25974

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

September 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 21, 2018
Property Address	1021 S 440 E, SALEM, UT 84653-5644
Document Number	0000091000
Instrument Date	Sep 21, 2018
Instrument	91000
Transaction Type	Construction Loan
Record Updated	Oct 15, 2018
Title Company	PROVO LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	733 N MAIN ST SPANISH FORK UT 846601146, SPANISH FORK, UT 84660-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	91001
Date	Sep 21, 2018
Instrument	91001

Lender

Name	M&T BK
Type	Bank
Address	HOLLADAY, UT 84121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2019

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 25, 2018
Property Address	1021 S 440 E, SALEM, UT 84653-5644
Document Number	0000008074
Instrument Date	Jan 24, 2018
Instrument	008074:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PRO TITLE AND ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	839 N 100 E, SPANISH FORK, UT 84660-1203

Mortgage

Document Number	0000008075
Date	Jan 25, 2018
Instrument	008075:2018

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Salem City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,775 (-48.07%)	$550,500 (-5.57%) Land $240,600 Building $309,900
2025	$3,139.00	$583,000 (+103.77%) Land $218,800 Building $364,200	$583,000 (+12.07%) Land $218,800 Building $364,200
2024	$3,139.00 (+11.47%)
2023	$2,816.00 (-9.45%)	$286,110	$520,200 Land $202,300 Building $317,900
2022	$3,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM CITY serves 11,281 people · EPA ID UTAH25001
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salem City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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