San Joaquin County property record for 1031 Raysilva Cir, Stockton, CA 95206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,731 sqft · built 1993 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,975 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 164-230-260-000 |
| Primary APN | 164-230-260-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,731 sqft Living Area |
| 1st Floor Area | 1,731 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 164-230-26 |
|---|---|
| Street Address | 1031 RAYSILVA CIR |
| City | STOCKTON |
| State | CA |
| Zip | 95206-5315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAWN OCT-27-2000 FROM ORIGINAL APN 161-270-26 |
| Legal Subdivision | WESTON RANCH 02 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3808 |
1031 Raysilva Cir is owned and occupied by an individual who acquired it in July 2021.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1031 RAYSILVA CIR, STOCKTON, CA 95206-5315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2021 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Apr 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1998 |
| Deed Sale | Oct 1, 1998 |
| Prior Sale | Jul 31, 1995 · Amount on File |
| Deed Document Number | 1998116005 |
| Last Transfer Date | Jul 29, 2021 |
| Transfer Doc | 0000132070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 6, 2021 |
| Property Address | 1031 RAYSILVA CIR, STOCKTON, CA 95206-5315 |
| Document Number | 0000132070 |
| Map Reference | MB 29 PG 100 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021-132070 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1031 RAYSILVA CIR, STOCKTON, CA 95206-5315 |
| Document Number | 0000132071 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021-132071 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1031 RAYSILVA CIR, STOCKTON, CA 95206-5315 |
| Document Number | 0000042399 |
| Instrument Date | Apr 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | PLACER TITLE COMPANY-MANTECA, PLACER TITLE CO-MANTECA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1031 RAYSILVA CIR STOCKTON CA 952065315, STOCKTON, CA 95206-5315 |
| Document Number | 0000042399 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 42399 |
| Name | NEXBANK SSB |
|---|---|
| Type | Federal Savings Bank |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2049 |
The 2026 property tax bill for 1031 Raysilva Cir was $2,975 with a homeowner's exemption, up 2.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,975.00 (+2.23%) | ||
| 2025 | $2,910.00 Homeowner's exemption | $181,820 Land $48,662 Building $133,158 | |
| 2023 | $2,675.00 (+2.53%) Homeowner's exemption | $174,762 Land $46,773 Building $127,989 | $406,260 |
| 2022 | $2,609.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1031 Raysilva Cir in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1031 Raysilva Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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