1025 Raysilva Cir, Stockton, CA 95206 Property Records

San Joaquin County property record for 1025 Raysilva Cir, Stockton, CA 95206

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1993
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Dec 2022)
Tax Bill$5,786 (2025)
Deeds & MortgagesSep 2025 Mortgage
Nov 2023 Mortgage
+ 3 more
Flood ZoneZone X (reduced by levee)
APN164-230-250-000

Property Details

APN / Parcel Number

Primary APN164-230-250-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleOther
Construction TypeWood
Lot Area5,500 sqft (0.126 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1025 RAYSILVA CIR
CitySTOCKTON
StateCA
Zip95206-5314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN OCT-27-2000 FROM ORIGINAL APN 161-270-25
Legal SubdivisionWESTON RANCH 02
Legal Lot Number25
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionSTOCKTON
Census Block Group1
Census Block1000
Census Tract3808

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1025 RAYSILVA CIR, STOCKTON, CA 95206-5314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · FHA Mortgage
OUTAMATION INC
Nov 20, 2023Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Dec 9, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
EVERETT FINANCIAL INC
Dec 9, 2022Grant Deed, Transfer · FHA Mortgage
EVERETT FINANCIAL INC
Jul 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2022 · Amount on Record
Deed SaleDec 9, 2022 · Amount on Record
Prior SaleJul 2, 2020
Deed Document Number2022-138896
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1025 RAYSILVA CIR, STOCKTON, CA 95206-5314
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 RAYSILVA CIR, STOCKTON, CA 95206-5314

Mortgage

Document Number0000078840
DateSep 16, 2025
Instrument2025-078840
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueSep 1, 2065

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1025 RAYSILVA CIR, STOCKTON, CA 95206-5314
Transaction TypeMortgage
Record UpdatedDec 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1025 RAYSILVA CIR, STOCKTON, CA 95206-5314

Mortgage

Document Number0000094750
DateNov 20, 2023
Instrument2023-094750
Lender
NameLOANCARE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueJan 1, 2053

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1025 RAYSILVA CIR, STOCKTON, CA 95206-5314
Transaction TypeMortgage
Record UpdatedDec 22, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address639 W 11TH ST 30, 30, TRACY, CA 95376-3820

Mortgage

Document Number0000138899
DateDec 9, 2022
Instrument2022-138899
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term362 Months
DueFeb 5, 2053

December 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 9, 2022
Property Address1025 RAYSILVA CIR, STOCKTON, CA 95206-5314
Document Number0000138896
Map ReferenceMB 29 PG 100
Instrument DateOct 18, 2022
Instrument2022-138896
Transaction TypeTransfer
Record UpdatedDec 22, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1025 RAYSILVA CFRCLE, STOCKTON, CA 95206-5314

Mortgage

Document Number0000138897
DateDec 9, 2022
Instrument2022-138897
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Mortgage

Document Number0000138898
DateDec 9, 2022
Instrument2022-138898
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term362 Months
DueFeb 5, 2053

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateJul 2, 2020
Property Address1025 RAYSILVA CIR, STOCKTON, CA 95206-5314
Document Number0000078688
Instrument DateMay 27, 2020
Instrument78688
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2618 CANYON CREEK DR STOCKTON CA 952074555, STOCKTON, CA 95207-4555

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityStockton City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,786.00 (+5.87%) Homeowner's exemption$442,170 (+4.04%) Land $114,444 Building $327,726
2023$5,465.00 (+96.3%)$425,000 Land $110,000 Building $315,000
2022$2,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STOCKTON
serves 192,702 people · EPA ID CA3910012
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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