1031 Rays Bridge Rd, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 1031 Rays Bridge Rd, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,349 sqft · built 2005
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$157,519 (Apr 2008)
Tax Bill	$2,382 (2026)
Deeds & Mortgages	Nov 2005 Mortgage Jul 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`858406382773`

Property Details

APN / Parcel Number

Primary APN	`858406382773`
Alternative APNs	`20000256` `26310000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,349 sqft Living Area
1st Floor Area	2,349 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	35,719 sqft (0.82 acres)
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	26310000
Street Address	1031 RAYS BRIDGE RD
City	WHISPERING PINES
State	NC
Zip	28327-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSI
Legal Description	LOOS LAND LOT 4 WHISPERING PINES MUNI RAYS BRIDGE
Legal Subdivision	CLIFFORD W LOOS PROP
Legal Lot Number	4
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	3
Census Block	3021
Census Tract	950506

Owner

1031 Rays Bridge Rd is owned and occupied by an individual who bought it in April 2008.

Source: Moore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1031 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9192
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2005	Deed of Trust, Mortgage · FHA Mortgage MAVERICK RESIDENTIAL MORTGAGE INC
Jul 10, 2020	Intrafamily Transfer, Transfer
Jul 10, 2020	Intrafamily Transfer, Transfer
Feb 2, 2009	Special Warranty Deed, Transfer TAYLOR BEAN & WHITAKER MORTGAGE COR
Apr 2, 2008	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2008 · Amount on File
Deed Sale	Apr 2, 2008 · Amount on File
Deed Document Number	20085380
Deed Book / Page	3395 / 119
Prior Transfer Date	Jan 7, 2008
Prior Transfer Doc	003395/119
Record Updated	Oct 29, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	1031 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9192
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002927/167
Date	Nov 15, 2005
Book Page	2927/167
Instrument	2005022824

Lender

Name	MAVERICK RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	2401 INTERNET BLVD STE 103, FRISCO, TX 75034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2035

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOORE NC
Recording Date	Jul 10, 2020
Property Address	1031 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9192
Document Number	005368/410
Book / Page	5368 / 410
Instrument Date	Jun 15, 2020
Instrument	2020012186
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9192

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOORE NC
Recording Date	Jul 10, 2020
Property Address	1031 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9192
Document Number	005368/410
Book / Page	5368 / 410
Instrument Date	Jun 15, 2020
Instrument	2020012186
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9192

February 2009: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Feb 2, 2009
Property Address	1031 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9192
Document Number	003514/380
Book / Page	3514 / 380
Map Reference	MB6 PG173
Instrument Date	Jan 29, 2009
Instrument	2009001290
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9192

Mortgage

Document Number	2009001291
Date	Feb 2, 2009
Instrument	2009001291

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE COR
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2039

April 2008: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MOORE NC
Recording Date	Apr 2, 2008
Property Address	1031 RAYS BRIDGE RD, WHISPERING PINES, NC 28327-9192
Document Number	003395/119
Book / Page	3395 / 119
Map Reference	MB6 PG173
Instrument Date	Jan 7, 2008
Instrument	2008005380
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 W MEADOWVIEW RD, GREENSBORO, NC 27407-3758

Tax Assessment & Valuation

The 2026 property tax bill for 1031 Rays Bridge Rd was $2,382, up 4.2% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,382.00 (+4.25%)	$325,300 (-) Land $65,000 Building $260,300
2025	$2,285.00	$325,300 Land $65,000 Building $260,300
2024			$325,300 (-) Land $65,000 Building $260,300
2023	$2,236.00	$325,300 Land $65,000 Building $260,300	$325,300 Land $65,000 Building $260,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1031 Rays Bridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1031 Rays Bridge Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES DEVELOPMENT private · serves 4,178 people · EPA ID NC0363112
Water Source	Purchased surface water from TOWN OF SOUTHERN PINES
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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