Genesee County property record for 1031 Ramsgate Rd, Flint, MI 48532 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,216 sqft Living Area |
| Lot Size | 18,905 sqft (0.434 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $107,000 (2017) |
| Tax Bill | $1,462.00 (2025) |
| Primary APN | 07-18-502-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,216 sqft Living Area |
| 1st Floor | 768 sqft 1st Floor |
| Basement Area | 768 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 18,905 sqft (0.434 acres) |
| Depth X Width | 166 ft x 114 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,160 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1031 RAMSGATE RD |
|---|---|
| City | FLINT |
| State | MI |
| Zip | 48532-3110 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 23 STONEHENGE GATES (74) |
| Legal Subdivision | STONEHENGE GATES |
| Legal Lot Number | 23 |
| Jurisdiction | GENESEE MI |
| Minor Civil Division | FLINT |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 10813 |
Source: Genesee County records · APN 07-18-502-023
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1031 RAMSGATE RD, FLINT, MI 48532-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage WINTRUST MORTGAGE |
| Dec 12, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage WINTRUST MORTGAGE |
| Jun 14, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage IFREEDOM DIRECT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2017 · Amount on Record |
| Deed Sale | Jun 14, 2017 · Amount on Record |
| Prior Sale | Jan 31, 2012 · Amount on Record |
| Deed Doc Number | 201744373 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 1031 RAMSGATE RD, FLINT, MI 48532-3110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1031 RAMSGATE RD, FLINT, MI 48532-3110 |
| Document Number | 0000020275 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 202511030020275 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 1031 RAMSGATE RD, FLINT, MI 48532-3110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000076380 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 201912120076380 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 14, 2017 |
| Property Address | 1031 RAMSGATE RD, FLINT, MI 48532-3110 |
| Document Number | 0000044373 |
| Instrument Date | Jun 06, 2017 |
| Instrument | 44373 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 393 VAN BUREN CIR DAVISON MI 484238573, DAVISON, MI 48423-8573 |
| Document Number | 44142 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 44142 |
| Name | IFREEDOM DIRECT |
|---|---|
| Address | SALT LAKE CITY, UT 84116 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2047 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Flint Charter Township |
| Unified School District | Carman-Ainsworth Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,462.00 (-45.53%) Homeowner's exemption | $97,600 (+22.77%) | $195,200 (+22.77%) |
| 2024 | $2,684.00 (+20.63%) | ||
| 2023 | $79,500 | $159,000 | |
| 2021 | $2,225.00 |
1031 Ramsgate Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Genesee County (26049C), updated February 19, 2024
| FEMA Flood Zone | Zone AE regulatory floodway (1% zone; no fill or obstruction) |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 9th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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