Genesee County property record for 1024 Ramsgate Rd, Flint, MI 48532 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,352 sqft Living Area |
| Lot Size | 22,608 sqft (0.519 acres) |
| Garage | 440 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,168.00 (2025) |
Source: Genesee County records · APN 07-18-502-002
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1024 RAMSGATE RD, FLINT, MI 48532-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jun 23, 2018 | Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 1024 RAMSGATE RD, FLINT, MI 48532-3109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202103190018940 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 202103190018940 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Oct 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 1024 RAMSGATE RD, FLINT, MI 48532-3109 |
| Document Number | 0000076456 |
| Instrument Date | Jun 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1024 RAMSGATE RD FLINT MI 485323109, FLINT, MI 48532-3109 |
| Document Number | 0000076456 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 76456 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 12, 2058 |
| Rate | 4.12% |
|---|
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Flint Charter Township |
| Unified School District | Carman-Ainsworth Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,168.00 (-46.4%) Homeowner's exemption | $101,800 (+22.36%) | $203,600 (+22.36%) |
| 2024 | $2,179.00 (+22.55%) | ||
| 2023 | $83,200 | $166,400 | |
| 2021 | $1,778.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-18-502-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,352 sqft Living Area |
| 1st Floor | 1,352 sqft 1st Floor |
| Basement Area | 1,092 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 22,608 sqft (0.519 acres) |
| Depth X Width | 165 ft x 137 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 1024 RAMSGATE RD |
|---|---|
| City | FLINT |
| State | MI |
| Zip | 48532-3109 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 STONEHENGE GATES (74) |
| Legal Subdivision | STONEHENGE GATES |
| Legal Lot Number | 2 |
| Jurisdiction | GENESEE MI |
| Minor Civil Division | FLINT |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 10813 |
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