Monroe County property record for 1031 Howe St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,202 sqft · built 2002 |
| Lot Size | 0.013 acres (586 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $141,700 (Jul 2004) |
| Tax Bill | $1,812 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00026760-000201 |
| Primary APN | 00026760-000201 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,202 sqft Living Area |
| 1st Floor Area | 1,202 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Masonry |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 586 sqft (0.013 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 96 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 9033718 |
|---|---|
| Street Address | 1031 HOWE ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BUILDING ONLY - 1031 HOWE ST) OR1602-211/212 OR1622-258/260 OR1990-1316/17 OR2028-1216/17 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | TRACTS 10 AND 15 |
| Legal Tract | 10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1031 HOWE ST, KEY WEST, FL 33040-7554 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2004 · Amount on File |
| Deed Sale | Jul 26, 2004 · Amount on File |
| Deed Document Number | 1459251 |
| Deed Book / Page | 2028 / 1216 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,268 (+5.99%) | $228,597 (+6.7%) Land $1 Building $228,596 | |
| 2024 | $1,812.00 (+2.43%) | ||
| 2023 | $1,769.00 (+2.61%) Senior Citizen's exemption | $202,166 (+3%) | $214,235 (-2.3%) Land $1 Building $214,234 |
| 2022 | $1,724.00 Senior Citizen's exemption | $196,278 | $219,277 Land $1 Building $219,276 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 228 units insured incl. 48 condo units |
| Nearby Flood Claims | 253 (1980–2022) |
| Claims Outside the SFHA | 16 of 253 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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