Monroe County property record for 1000 Howe St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 854 sqft · built 1928 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,145 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00026810-000000 |
| Primary APN | 00026810-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 854 sqft Living Area |
| 1st Floor Area | 854 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 115 sqft |
| Cooling System | None |
|---|
| Account Number | 1027600 |
|---|---|
| Street Address | 1000 HOWE ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-7510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HMDR |
| Legal Description | KW PB1-25-40 PT LOT 5 SQR 7 TR 10 OR1-457/58 OR1702-220/21 OR1770-1900/01 OR2176-681 OR2189-1840/41 OR2192-1448/49 OR2267-1203 OR2338-1133/35 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | TRACTS 10 AND 15 |
| Legal Tract | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1000 Howe St is owned and occupied by two individuals who acquired it in December 2007.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1000 HOWE ST, KEY WEST, FL 33040-7510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 21, 2007 |
| Transfer Doc | 0023381133 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $250,815 | $679,854 Land $563,580 Building $116,274 | |
| 2024 | $2,145.00 (-44.67%) | ||
| 2023 | $3,877.00 (+21.46%) Homeowner's exemption | $555,725 (+40.89%) | $720,024 (+50.26%) Land $616,100 Building $103,924 |
| 2022 | $3,192.00 Homeowner's exemption | $394,429 | $479,188 Land $373,700 Building $105,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1000 Howe St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 228 units insured incl. 48 condo units |
| Nearby Flood Claims | 253 (1980–2022) |
| Claims Outside the SFHA | 16 of 253 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
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Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1000 Howe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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