1031 Eastbourne Ter, Frederick, MD 21702 Property Records

Frederick County property record for 1031 Eastbourne Ter, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,233 sqft · built 2001
Lot Size	0.074 acres (3,220 sqft)
Owner	2 Individual Names on File
Last Sale	$447,500 (Aug 2026)
Tax Bill	$6,658 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-225212`

Property Details

APN / Parcel Number

Primary APN	`02-225212`
Alternative APNs	`2225212` `225212`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,233 sqft Living Area
Gross Area	2,613 sqft
1st Floor Area	1,283 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,220 sqft (0.074 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	28 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	225212
Street Address	1031 EASTBOURNE TER
City	FREDERICK
State	MD
Zip	21702-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 8B16 SECTION 8B PLAT 20-3,220 SQ. FT. TASKERS CHANCE
Legal Subdivision	TASKERS CHANCE
Legal Lot Number	8B16
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1031 Eastbourne Ter is owned and occupied by two individuals who bought it in August 2026.

Source: Frederick County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1031 EASTBOURNE TER, FREDERICK, MD 21702-5117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Special Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS
May 6, 2022	Deed, Transfer · FHA Mortgage MORTGAGE ONE SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on File
Deed Sale	Aug 25, 2026 · Amount on File
Prior Sale	May 6, 2022
Deed Book / Page	18021 / 68
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 25, 2026
Property Address	1031 EASTBOURNE TER, FREDERICK, MD 21702-5117
Document Number	1802000068
Book / Page	18021 / 68
Instrument Date	Jun 11, 2026
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NORTH TITLE, NORTH FRONTIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451,975.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1031 EASTBOURNE TER, FREDERICK, MD 21702-5117

Mortgage

Document Number	1802000077,
Date	Aug 25, 2026
Book Page	18021/77

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1802000107,
Date	Aug 25, 2026
Book Page	18021/107

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 6, 2022
Property Address	1031 EASTBOURNE TER, FREDERICK, MD 21702-5117
Document Number	0159060201
Book / Page	15906 / 201
Map Reference	MB 65 PG 147
Instrument Date	Mar 9, 2022
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	TITLE ONE AND ESCROW INC, TITLE ONE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1031 EASTBOURNE TER, FREDERICK, MD 21702-5117

Mortgage

Document Number	0015906209
Date	May 6, 2022
Instrument	15906/209

Lender

Name	MORTGAGE ONE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1031 Eastbourne Ter was $6,658 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,133 (+0.85%)	$414,000 (+2.55%) Land $95,000 Building $319,000
2025	$6,658.00 Homeowner's exemption	$403,700 Land $95,000 Building $308,700	$403,700 Land $95,000 Building $308,700
2023	$5,483.00	$324,567	$403,700 Land $95,000 Building $308,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1031 Eastbourne Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1031 Eastbourne Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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