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1020 Eastbourne Ter, Frederick, MD 21702 Property Records

Frederick County property record for 1020 Eastbourne Ter, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,000 sqft · built 2001
Lot Size0.074 acres (3,220 sqft)
Owner2 Individual Names on File
Last Sale$478,000 (Sep 2023)
Tax Bill$7,382 (2025)
Deeds & MortgagesSep 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN02-225352

Property Details

APN / Parcel Number

Primary APN02-225352
Alternative APNs
  • 2225352
  • 225352

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,000 sqft Living Area
Gross Area2,380 sqft
1st Floor Area1,350 sqft
Basement Area650 sqft
Finished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,220 sqft (0.074 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number225352
Street Address1020 EASTBOURNE TER
CityFREDERICK
StateMD
Zip21702-5115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLOT 8B28 SECTION 8B PLAT 20-3,220 SQ. FT. TASKERS CHANCE
Legal SubdivisionTASKERS CHANCE
Legal Lot Number8B28
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3004
Census Tract750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1020 Eastbourne Ter is owned and occupied by two individuals who bought it in September 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1020 EASTBOURNE TER, FREDERICK, MD 21702-5115
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2023 · Amount on File
Deed SaleSep 8, 2023 · Amount on File
Prior SaleMar 17, 2015 · Amount on File
Deed Book / Page16592 / 480
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 8, 2023
Property Address1020 EASTBOURNE TER, FREDERICK, MD 21702-5115
Document Number0165920480
Book / Page16592 / 480
Map ReferencePL 65 FO 147
Instrument DateSep 6, 2023
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyLEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,195.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1020 EASTBOURNE TER, FREDERICK, MD 21702-5115

Mortgage

Document Number0016592487
DateSep 8, 2023
Instrument16592/487
Lender
NameCMG MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 21, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Eastbourne Ter was $7,382.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$405,033$415,900 Land $95,000 Building $320,900
2025$7,382.00
2023$5,455.00 Homeowner's exemption$322,200$399,600 Land $95,000 Building $304,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Eastbourne Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Eastbourne Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Glo Fiber.

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