1031 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 1031 E Elma St, Ontario, CA 91764

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1926
Lot Size0.127 acres (5,544 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Mar 2020)
Tax Bill$4,572 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1048-491-32-0000

Property Details

APN / Parcel Number

Primary APN1048-491-32-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleConventional
Construction TypeMasonry / Concrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area5,544 sqft (0.127 acres)
Lot Dimensions132 ft deep x 42 ft wide
PorchPatio/Porch
Porch Area256 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1031 E ELMA ST
CityONTARIO
StateCA
Zip91764-4309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1793 LOT 21 BLOCK 1 TRACT NO 1793 LOT 21 BLK 1 AND S 1/2 VAC ALLEY ADJ N LI SD LOT
Legal Tract1793
Legal Block1
Legal Lot Number21
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1000
Census Tract1503

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1031 E ELMA ST, ONTARIO, CA 91764-4309
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2020 · Amount on Record
Deed SaleMar 4, 2020 · Amount on Record
Prior SaleJan 13, 2010 · Amount on Record
Deed Document Number202078733
Prior Transfer DateAug 17, 2009
Prior Transfer Doc0000366793
Record UpdatedOct 29, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateMar 4, 2020
Property Address1031 E ELMA ST, ONTARIO, CA 91764-4309
Document Number0000078733
Map ReferenceMB 256 PG 55&56
Instrument DateFeb 27, 2020
Instrument2020-0078733
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyWFG TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1031 E ELMA ST, ONTARIO, CA 91764-4309

Mortgage

Document Number0000078734
DateMar 4, 2020
Instrument2020-0078734
Lender
NameROYAL PACIFIC FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictOntario-Montclair School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$423,898 (+2%) Land $148,364 Building $275,534
2025$4,572.00 (+5.27%)$415,586 (+4.04%) Land $145,455 Building $270,131
2023$4,343.00 (+1.33%)$399,448 Land $139,807 Building $259,641
2022$4,286.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

Nearby Properties on E Elma St

Nearby Streets

Search Property Records by Address or Parcel Number