1027 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 1027 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,222 sqft · built 1950
Lot Size	0.122 acres (5,313 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,000 (May 2018)
Tax Bill	$4,532 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1048-491-33-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-491-33-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,313 sqft (0.122 acres)
Lot Dimensions	126 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	372 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1027 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1793 LOT 20 BLOCK 1 TR NO 1793 LOT 20 BLK 1 AND S 1/2 VAC ALLEY ADJ N LI SD LOT
Legal Tract	1793
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1000
Census Tract	1503

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1027 E ELMA ST, ONTARIO, CA 91764-4309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 7, 2018	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 7, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on Record
Deed Sale	May 7, 2018 · Amount on Record
Prior Sale	Aug 26, 2008 · Amount on Record
Deed Document Number	2018165169
Prior Transfer Date	Mar 7, 2009
Prior Transfer Doc	0000073086
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1027 E ELMA ST, ONTARIO, CA 91764-4309
Document Number	0000090711
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1027 E ELMA ST ONTARIO CA 917644309, ONTARIO, CA 91764-4309

Mortgage

Document Number	0000090711
Date	Mar 13, 2020
Instrument	90711

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 7, 2018
Property Address	1027 E ELMA ST, ONTARIO, CA 91764-4309
Document Number	0000165169
Map Reference	MB 26 PG 55&56
Instrument Date	Apr 30, 2018
Instrument	2018-0165169
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1027 E ELMA ST, ONTARIO, CA 91764-4309

Mortgage

Document Number	0000165170
Date	May 7, 2018
Instrument	2018-0165170

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 7, 2018
Property Address	1027 E ELMA ST, ONTARIO, CA 91764-4309
Document Number	0000165168
Instrument Date	Aug 17, 2017
Instrument	165168
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	449 W FOOTHILL BLVD #149 GLENDORA CA 917413363, 149, GLENDORA, CA 91741-3363

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,132 (+2%) Land $150,875 Building $269,257
2025	$4,532.00 (+5.27%)	$411,894 (+4.04%) Land $147,917 Building $263,977
2023	$4,305.00 (+1.34%)	$395,900 Land $142,174 Building $253,726
2022	$4,248.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

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