St. Joseph County property record for 1031 E Chippewa Ave, South Bend, IN 46614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1950 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,639 (Mar 2026) |
| Tax Bill | $1,242 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-08-24-479-021.000-026 |
| Primary APN | 71-08-24-479-021.000-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Terrain | Low |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1031 E CHIPPEWA AVE |
|---|---|
| City | SOUTH BEND |
| State | IN |
| Zip | 46614-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 137 MIAMI HILLS |
| Legal Subdivision | MIAMI HILLS |
| Legal Lot Number | 137 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 3500 |
1031 E Chippewa Ave is owned and occupied by an individual who bought it in March 2026.
Source: St. Joseph County records, as of March 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1031 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Warranty Deed, Transfer · FHA Mortgage HORIZON BANK NA |
| May 6, 2020 | Personal Representative Deed, Transfer · Conventional Mortgage FIRST FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on File |
| Deed Sale | Mar 10, 2026 · Amount on File |
| Prior Sale | May 6, 2020 · Amount on File |
| Deed Document Number | 20265838 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Mar 10, 2026 |
| Property Address | 1031 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2011 |
| Document Number | 0002605838 |
| Map Reference | PB 17 PG M-3 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2605838 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | MTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1031 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2011 |
| Document Number | 0002605839 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2605839 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 0002605840 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2605840 |
| Name | IHCDA |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | May 6, 2020 |
| Property Address | 1031 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2011 |
| Document Number | 0002011811 |
| Map Reference | PB 17 PG M-3 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 2011811 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1031 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2011 |
| Document Number | 0002011812 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 2011812 |
| Name | FIRST FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Portage Township |
| Municipality | South Bend City |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,400 Land $9,600 Building $97,800 | $107,400 Land $9,600 Building $97,800 | |
| 2024 | $1,242.00 (+18.62%) | ||
| 2023 | $1,047.00 (+21.74%) | $90,600 (+16.75%) Land $9,600 Building $81,000 | $90,600 (+16.75%) Land $9,600 Building $81,000 |
| 2022 | $860.00 Homeowner's exemption | $77,600 Land $9,600 Building $68,000 | $77,600 Land $9,600 Building $68,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1031 E Chippewa Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1031 E Chippewa Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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