1008 E Chippewa Ave, South Bend, IN 46614 Property Records

St. Joseph County property record for 1008 E Chippewa Ave, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.142 acres (6,188 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (May 2021)
Tax Bill	$1,172 (2024)
Deeds & Mortgages	May 2023 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-24-480-004.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-24-480-004.000-026`
Alternative APN	`01871987163`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,188 sqft (0.142 acres)
Lot Dimensions	119 ft deep x 52 ft wide
Terrain	Low
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1008 E CHIPPEWA AVE
City	SOUTH BEND
State	IN
Zip	46614-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 167 MIAMI HILLS
Legal Subdivision	MIAMI HILLS
Legal Lot Number	167
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1007
Census Tract	3500

Owner

1008 E Chippewa Ave is owned and occupied by an individual who bought it in May 2021.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1008 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
May 24, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC
Nov 4, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Nov 4, 2019 · Amount on File
Deed Document Number	202117116
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1008 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2012
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002311752
Date	May 31, 2023
Instrument	2311752

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2053

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 24, 2021
Property Address	1008 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2012
Document Number	0002117116
Map Reference	PB 17 PG M
Instrument Date	May 13, 2021
Instrument	2117116
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2012

Mortgage

Document Number	0002117117
Date	May 24, 2021
Instrument	2117117

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0002117118
Date	May 24, 2021
Instrument	2117118

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 17, 2024

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 4, 2019
Property Address	1008 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2012
Document Number	0201928707
Map Reference	PB 17 PG M
Instrument Date	Oct 29, 2019
Instrument	2019-28707
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1008 E CHIPPEWA AVE, SOUTH BEND, IN 46614-2012

Mortgage

Document Number	0201928708
Date	Nov 4, 2019
Instrument	2019-28708

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,400 Land $9,900 Building $82,500	$92,400 Land $9,900 Building $82,500
2024	$1,172.00 (+31.1%)
2023	$894.00 (+19.84%)	$80,000 (+18.69%) Land $9,900 Building $70,100	$80,000 (+18.69%) Land $9,900 Building $70,100
2022	$746.00	$67,400 Land $9,900 Building $57,500	$67,400 Land $9,900 Building $57,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1008 E Chippewa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1008 E Chippewa Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Chippewa Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures