1031 E 4th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 1031 E 4th St, Royal Oak, MI 48067

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1944
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Jan 2021)
Tax Bill	$4,263 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72-25-22-205-035`

Property Details

APN / Parcel Number

Primary APN	`72-25-22-205-035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	918 sqft Living Area
1st Floor Area	459 sqft
Basement Area	459 sqft
Unfinished Basement	459 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,877 sqft (0.089 acres)
Lot Dimensions	90 ft deep x 43 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	61 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1031 E 4TH ST
City	ROYAL OAK
State	MI
Zip	48067-2872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TWO FAM
Legal Description	T1N, R11E, SEC 22 FOURTH AVENUE SUB E 5 FT OF LOT 277 & ALL OF LOTS 278 & 279
Legal Range	11E
Legal Township	01N
Legal Section	22
Legal Subdivision	FOURTH AVENUE SUB
Legal Lot Number	277-279
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	2
Census Block	2018
Census Tract	184400

Owner

1031 E 4th St is owned by an individual who bought it in January 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2952 WOLCOTT ST, FERNDALE, MI 48220-1035
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Deed Document Number	20212358
Deed Book / Page	55441 / 460
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 5, 2021
Property Address	1031 E 4TH ST, ROYAL OAK, MI 48067-2872
Document Number	0000002358
Book / Page	055441 / 000460
Instrument Date	Dec 15, 2020
Instrument	2358
Transaction Type	Transfer
Record Updated	Mar 17, 2021
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,496.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 E 4TH ST ROYAL OAK MI 480672872, ROYAL OAK, MI 48067-2872

Mortgage

Document Number	2359
Date	Jan 5, 2021
Book Page	055441/000461
Instrument	2359

Lender

Name	RBC BK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1031 E 4th St was $4,263, down 14.2% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,263.00 (-14.23%)	$109,480	$218,960
2024	$4,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1031 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1031 E 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20