1027 E 4th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 1027 E 4th St, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 918 sqft · built 1944
Lot Size0.062 acres (2,701 sqft)
Owner2 Individual Names on Record
Tax Bill$2,457 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN72-25-22-205-034

Property Details

APN / Parcel Number

Primary APN72-25-22-205-034

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area918 sqft Living Area
1st Floor Area459 sqft
Basement Area459 sqft
Finished Basement459 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,701 sqft (0.062 acres)
Lot Dimensions90 ft deep x 30 ft wide
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1027 E 4TH ST
CityROYAL OAK
StateMI
Zip48067-2872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTWO FAM
Legal DescriptionT1N, R11E, SEC 22 FOURTH AVENUE SUB E 15 FT OF LOT 276 & W 15 FT OF LOT 277
Legal Range11E
Legal Township01N
Legal Section22
Legal SubdivisionFOURTH AVENUE SUB
Legal Lot Number276-277
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group2
Census Block2018
Census Tract184400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1027 E 4TH ST, ROYAL OAK, MI 48067-2872
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2010
Deed SaleDec 14, 2010
Prior SaleSep 19, 1997 · Amount on Record
Deed Document Number2010223564
Deed Book / Page42641 / 62
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1027 E 4TH ST, ROYAL OAK, MI 48067-2872
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093706
DateMay 13, 2020
Book Page54207/244
Instrument93706
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,457.00 (-11.59%)$98,200$196,400
2024$2,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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