1027 Deer Trail Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1027 Deer Trail Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,769 sqft · built 2005
Lot Size	0.176 acres (7,648 sqft)
Owner	Individual Name on Record
Last Sale	$267,000 (Jan 2020)
Tax Bill	$2,176 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3767-223-07-047`

Property Details

APN / Parcel Number

Primary APN	`3767-223-07-047`
Alternative APN	`R0017488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,769 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,648 sqft (0.176 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0017488
Street Address	1027 DEER TRAIL RD
City	MONTROSE
State	CO
Zip	81401-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: DEER TRAIL AT CIMARRON CREEK SUBD LOT: 46
Legal Subdivision	DEER TRAIL AT CIMARRON CREEK
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2028
Census Tract	966503

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1027 DEER TRAIL RD, MONTROSE, CO 81401-6822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 30, 2006	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Mar 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage CITI BANK NA
Jan 17, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 20, 2005	Warranty Deed, Subdivision Related Transfer SURITY TITLE, SECURITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Apr 20, 2005 · Amount on Record
Deed Document Number	2020917211
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1027 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000907950
Date	Apr 11, 2019
Instrument	907950

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 25, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1027 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000931175
Date	Jan 27, 2021
Instrument	931175

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1027 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN HERITAGE TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000755741
Date	May 30, 2006
Instrument	755741

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2036

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1027 DEER TRAIL RD, MONTROSE, CO 81401-6822
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000822571
Date	Mar 26, 2012
Instrument	822571

Lender

Name	CITI BANK NA
Type	Bank
Address	63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2037

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jan 17, 2020
Property Address	1027 DEER TRAIL RD, MONTROSE, CO 81401-6822
Document Number	0000917211
Instrument Date	Jan 17, 2020
Instrument	917211
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13836 MARINE RD, MONTROSE, CO 81403-8084

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1027 DEER TRAIL RD, MONTROSE, CO 81401-6822

Mortgage

Document Number	0000917212
Date	Jan 17, 2020
Instrument	917212

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Apr 20, 2005
Property Address	1027 DEER TRAIL RD, MONTROSE, CO 81401-6822
Document Number	0000736151
Instrument Date	Apr 20, 2005
Instrument	736151
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount Recorded
Tax	$16.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1027 DEER TRAIL RD, MONTROSE, CO 81401-6822

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,176.00 (+19.49%)	$33,180 (+31.3%)	$470,710 (+24.79%) Land $62,000 Building $408,710
2024	$1,821.00 (+4.6%)	$25,270 (-15.88%) Land $2,920 Building $22,350
2023	$1,741.00	$30,040 Land $3,480 Building $26,560	$377,200 Land $43,640 Building $333,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Elevate Internet.

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