Monroe County property record for 1031 Creekside Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,880 sqft |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $331,500 (Jul 2018) |
| Tax Bill | $7,944 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jul 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-249-001-000 |
| Primary APN | 07-26-249-001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| 1st Floor Area | 1,880 sqft |
| Basement Area | 1,880 sqft |
| Unfinished Basement | 1,880 sqft |
| Lot Area | 11,761 sqft (0.27 acres) |
|---|---|
| Garage Area | 602 sqft |
| Cooling System | Central |
|---|
| Street Address | 1031 CREEKSIDE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-0080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 1 CREEKSIDE ESTATES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 600402 |
1031 Creekside Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1031 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Jul 27, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Feb 26, 2018 | Trustee's Deed, Construction Loan · Line of Credit BANK OF EDWARDSVILLE |
| Feb 20, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on File |
| Deed Sale | Jul 27, 2018 · Amount on File |
| Prior Sale | Feb 20, 2018 · Amount on File |
| Deed Document Number | 2018397128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1031 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Document Number | 0000405199 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1031 CREEKSIDE DR WATERLOO IL 622980080, WATERLOO, IL 62298-0080 |
| Document Number | 0000405199 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 405199 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 10, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 27, 2018 |
| Property Address | 1031 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Document Number | 0000397128 |
| Map Reference | DOC 310655 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 397128 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $497.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 136 WILLIAMSBURG LN, 136, WATERLOO, IL 62298-2000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1031 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Document Number | 0000397129 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 397129 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 26, 2018 |
| Property Address | 1031 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 394524 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 11, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 136 WILLIAMSBURG LN WATERLOO IL 622982000, WATERLOO, IL 62298-2000 |
| Document Number | 0000394524 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 394524 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | GLEN CARBON, IL 62034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 20, 2018 |
| Property Address | 1031 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Document Number | 0000394428 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 394428 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $73.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 136 WILLIAMSBURG LN WATERLOO IL 622982000, WATERLOO, IL 62298-2000 |
The 2025 property tax bill for 1031 Creekside Dr was $7,944, up 10.2% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,944.00 (+10.2%) Homeowner's exemption | $135,950 Land $16,740 Building $119,210 | $407,850 Land $50,220 Building $357,630 |
| 2024 | $7,209.00 | ||
| 2022 | Additional exemption filed | $107,240 Land $15,370 Building $91,870 | $321,720 Land $46,110 Building $275,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1031 Creekside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1031 Creekside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures