Monroe County property record for 1026 Creekside Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,689 sqft |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,000 (Mar 2019) |
| Tax Bill | $7,072 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-265-063-000 |
| Primary APN | 07-26-265-063-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,689 sqft Living Area |
| 1st Floor Area | 1,689 sqft |
| Basement Area | 1,689 sqft |
| Unfinished Basement | 1,689 sqft |
| Lot Area | 10,454 sqft (0.24 acres) |
|---|---|
| Garage Area | 722 sqft |
| Cooling System | Central |
|---|
| Street Address | 1026 CREEKSIDE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-0107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 63 CREEKSIDE ESTATES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE ESTATES |
| Legal Lot Number | 63 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 600402 |
1026 Creekside Dr is owned and occupied by two individuals who bought it in March 2019.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1026 CREEKSIDE DR, WATERLOO, IL 62298-0107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK |
| May 30, 2018 | Trustee's Deed, Construction Loan · Line of Credit BANK OF EDWARDSVILLE |
| Nov 21, 2017 | Warranty Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2019 · Amount on File |
| Deed Sale | Mar 11, 2019 · Amount on File |
| Prior Sale | Nov 21, 2017 · Amount on File |
| Deed Document Number | 2019400289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 11, 2019 |
| Property Address | 1026 CREEKSIDE DR, WATERLOO, IL 62298-0107 |
| Document Number | 0000400289 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 400289 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 136 WILLIAMSBURG LN, 136, WATERLOO, IL 62298-2000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1026 CREEKSIDE DR, WATERLOO, IL 62298-0107 |
| Document Number | 0000400290 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 400290 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 30, 2018 |
| Property Address | 1026 CREEKSIDE DR, WATERLOO, IL 62298-0107 |
| Instrument Date | May 29, 2018 |
| Instrument | 396138 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 136 WILLIAMSBURG LN WATERLOO IL 622982000, WATERLOO, IL 62298-2000 |
| Document Number | 0000396138 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 396138 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | GLEN CARBON, IL 62034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 21, 2017 |
| Property Address | 1026 CREEKSIDE DR, WATERLOO, IL 62298-0107 |
| Document Number | 0000393060 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 393060 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC) |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 136 WILLIAMSBURG LN WATERLOO IL 622982000, WATERLOO, IL 62298-2000 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1026 Creekside Dr was $7,072, up 9.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,072.00 (+9.93%) Homeowner's exemption | $121,650 Land $16,520 Building $105,130 | $364,950 Land $49,560 Building $315,390 |
| 2024 | $6,433.00 | ||
| 2022 | Additional exemption filed | $96,530 Land $15,230 Building $81,300 | $289,590 Land $45,690 Building $243,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1026 Creekside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1026 Creekside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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