10305 Nightwind Cir, Cantonment, FL 32533 Property Records

Escambia County property record for 10305 Nightwind Cir, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,800 sqft · built 1994
Lot Size	0.296 acres (12,902 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2023)
Tax Bill	$226 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-1S-31-1500-003-002`

Property Details

APN / Parcel Number

Primary APN	`03-1S-31-1500-003-002`
Alternative APNs	`090238210` `90238210`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,475 sqft
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	12,902 sqft (0.296 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	90238210
Street Address	10305 NIGHTWIND CIR
City	CANTONMENT
State	FL
Zip	32533-6651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 3 BLK B BRISTOL PARK UNIT I PB 13 P 100 OR 8976 P 1835
Legal Range	31W
Legal Township	01S
Legal Section	03
Legal Subdivision	BRISTOL PARK UNIT I
Legal Block	B
Legal Lot Number	3
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	1
Census Block	1005
Census Tract	3612

Owner

Source: Escambia County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10305 NIGHTWIND CIR, CANTONMENT, FL 32533-6651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
May 15, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	May 3, 2013 · Amount on Record
Deed Document Number	202338372
Deed Book / Page	8976 / 1835
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Recording Date	Sep 8, 2026
Property Address	10305 NIGHTWIND CIR, CANTONMENT, FL 32533-6651
Document Number	0000069762
Book / Page	9547 / 1878
Instrument Date	Aug 31, 2026
Instrument	202669762
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10305 NIGHTWIND CIR, CANTONMENT, FL 32533-6651

Mortgage

Document Number	0000069762,
Date	Sep 8, 2026
Book Page	9547/1878
Instrument	202669762

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	May 15, 2023
Property Address	10305 NIGHTWIND CIR, CANTONMENT, FL 32533-6651
Document Number	0089761835
Book / Page	8976 / 1835
Map Reference	MB 13 PG 100
Instrument Date	May 10, 2023
Instrument	2023038372
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 CAMELLIA DR, CANTONMENT, FL 32533-8458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10305 NIGHTWIND CIR, CANTONMENT, FL 32533-6651

Mortgage

Document Number	0089761837
Date	May 15, 2023
Instrument	8976/1837

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$226.00 (+80.8%) Homeowner's exemption Veteran's exemption	$293,967 (+88.15%) Land $40,000 Building $253,967	$293,967 (+4.6%) Land $40,000 Building $253,967
2024	$125.00 (-92.48%)
2023	$1,663.00 (+2.72%) Homeowner's exemption	$156,243 (+3%)	$281,035 (+13.46%) Land $40,000 Building $241,035
2022	$1,619.00 Homeowner's exemption	$151,693	$247,699 Land $30,000 Building $217,699

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	117 (1998–2020)
Claims Outside the SFHA	100 of 117
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 59 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 45 claims Hurricane Georges, Sep 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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