10109 Carr Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 10109 Carr Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 948 sqft · built 1946
Lot Size	0.632 acres (27,530 sqft)
Owner	Individual Name on Record
Last Sale	$20,500 (Nov 2013)
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`24-10-3-08-4015-000`

Property Details

APN / Parcel Number

Primary APN	`24-10-3-08-4015-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	948 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,530 sqft (0.632 acres)
Lot Dimensions	216 ft deep x 127 ft wide
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer

Location & Zoning

Street Address	10109 CARR RD
City	SAINT CHARLES
State	MI
Zip	48655-8628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 127 FT OF S LY 435 FT OF W 216.8 FT OF N 1/2 OF S 1/2 OF SE 1/4 0.63 ACRE SEC 08 T10N R3E
Legal Range	03E
Legal Township	10N
Legal Section	08
Legal Subdivision	N2 OF THE S2 OF THE SE4 OF S08T10NR03E
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3035
Census Tract	12600

Owner

Source: Saginaw County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10109 CARR RD, SAINT CHARLES, MI 48655-8628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2013 · Amount on Record
Deed Sale	Nov 14, 2013 · Amount on Record
Prior Sale	Sep 2, 2005 · Amount on Record
Deed Document Number	201335406
Deed Book / Page	2752 / 1460
Last Transfer Date	Apr 5, 2023
Transfer Doc	0000009466
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 12, 2023
Property Address	10109 CARR RD, SAINT CHARLES, MI 48655-8628
Document Number	0000009466
Instrument Date	Apr 11, 2023
Instrument	2023009466
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10109 CARR RD, SAINT CHARLES, MI 48655-8628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 LOUIS ST, LEESBURG, FL 34748-5560

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,300 (+31.16%)	$76,600 (+31.16%)
2025	$1,360.00 (+54.72%) Homeowner's exemption
2023		$29,200	$58,400
2022	$879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1986–2020)
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000