1030 S Wisner St, Jackson, MI 49203 Property Records

Jackson County property record for 1030 S Wisner St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,077 sqft · built 1946
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Mar 2022)
Tax Bill	$2,700 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-1215.1000`

Property Details

APN / Parcel Number

Primary APN	`3-1215.1000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,077 sqft Living Area
1st Floor Area	1,077 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1030 S WISNER ST
City	JACKSON
State	MI
Zip	49203-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 25 FT OF LOT 8 & N 35 FT OF LOT 9 BLK 38 SHOEMAKER'S ADD NO 1
Legal Subdivision	SHOEMAKERS ADD
Legal Block	38
Legal Lot Number	8-9
Legal Unit	8,9
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4004
Census Tract	800

Owner

1030 S Wisner St is owned and occupied by an individual who bought it in March 2022.

Source: Jackson County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1030 S WISNER ST, JACKSON, MI 49203-2868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Mar 11, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Feb 3, 2015 · Amount on File
Deed Book / Page	2207 / 613
Prior Transfer Date	Jan 8, 2020
Prior Transfer Doc	0002840007
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1030 S WISNER ST, JACKSON, MI 49203-2868
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 S WISNER ST, JACKSON, MI 49203-2868

Mortgage

Document Number	0002948060
Date	Nov 7, 2023
Book Page	2237/769
Instrument	2948060

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Mar 11, 2022
Property Address	1030 S WISNER ST, JACKSON, MI 49203-2868
Document Number	0002908903
Book / Page	2207 / 613
Map Reference	LB 12 PG 17
Instrument Date	Mar 7, 2022
Instrument	2908903
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 KINGSBROOKE DR, JACKSON, MI 49202-1377

Mortgage

Document Number	0022070661
Date	Mar 11, 2022
Instrument	2207-0661

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1030 S WISNER ST, JACKSON, MI 49203-2868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002842926
Date	Feb 18, 2020
Book Page	2156/937
Instrument	2842926

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1030 S Wisner St was $2,700 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,100 (+12.95%)	$176,200 (+12.95%)
2025	$2,700.00 (-16.82%)	$78,000	$156,000
2024	$3,246.00
2023		$61,300	$122,600
2022	$2,290.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1030 S Wisner St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 S Wisner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

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