1028 S Wisner St, Jackson, MI 49203 Property Records

Jackson County property record for 1028 S Wisner St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1945
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Sep 2020)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-1214.2000`

Property Details

APN / Parcel Number

Primary APN	`3-1214.2000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	912 sqft Living Area
1st Floor Area	880 sqft
Basement Area	880 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1028 S WISNER ST
City	JACKSON
State	MI
Zip	49203-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 35 FT OF LOT 7 & N 25 FT OF LOT 8 BLK 38 SHOEMAKER'S ADD NO 1
Legal Subdivision	SHOEMAKERS ADD
Legal Block	38
Legal Lot Number	7-8
Legal Unit	7,8
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4004
Census Tract	800

Owner

1028 S Wisner St is owned and occupied by an individual who bought it in September 2020.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1028 S WISNER ST, JACKSON, MI 49203-2868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit THE DART BANK
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
May 25, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Sep 8, 2016 · Amount on File
Deed Document Number	20202859436
Deed Book / Page	2169 / 547
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1028 S WISNER ST, JACKSON, MI 49203-2868
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 S WISNER ST, JACKSON, MI 49203-2868

Mortgage

Document Number	0002947396
Date	Oct 25, 2023
Book Page	2237/105
Instrument	2947396

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 14, 2020
Property Address	1028 S WISNER ST, JACKSON, MI 49203-2868
Document Number	0002859436
Book / Page	2169 / 547
Map Reference	LB 12 PG 17
Instrument Date	Sep 4, 2020
Instrument	2859436
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,126.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3685 SARGENT RD, JACKSON, MI 49201-8856

Mortgage

Document Number	0021690548
Date	Sep 14, 2020
Instrument	2169-0548

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1028 S WISNER ST, JACKSON, MI 49203-2868
Document Number	0002797703
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1028 S WISNER ST JACKSON MI 492032868, JACKSON, MI 49203-2868

Mortgage

Document Number	0002797703
Date	Jun 1, 2018
Book Page	002121/001215
Instrument	2797703

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 31, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1028 S Wisner St was $2,492 with a homeowner's exemption, down 16.9% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,100 (+11.55%)	$164,200 (+11.55%)
2025	$2,492.00 (-16.85%)	$73,600	$147,200
2024	$2,997.00
2023		$58,300	$116,600
2022	$2,748.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1028 S Wisner St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 S Wisner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

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