1030 Middle St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1030 Middle St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,681 sqft · built 2018
Lot Size	0.061 acres (2,657 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Mar 2019)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Refinance + 2 more
APN	`1520000000780`

Property Details

APN / Parcel Number

Primary APN	`1520000000780`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,681 sqft Living Area
1st Floor Area	704 sqft
Upper Floors Area	704 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,657 sqft (0.061 acres)
Lot Dimensions	90 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	273 sqft
Porch	Porch
Porch Area	71 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1030 MIDDLE ST
City	CHESAPEAKE
State	VA
Zip	23324-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	56 SOUTH HILL
Legal Subdivision	SOUTH HILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1014
Census Tract	20500

Owner

1030 Middle St is owned and occupied by two individuals who bought it in March 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1030 MIDDLE ST, CHESAPEAKE, VA 23324-1142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Mar 6, 2019	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Apr 4, 2018	Warranty Deed, Transfer LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2019 · Amount on File
Deed Sale	Mar 6, 2019 · Amount on File
Prior Sale	Apr 4, 2018 · Amount on File
Deed Document Number	20195118
Deed Book / Page	9992 / 1216
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 18, 2026
Property Address	1030 MIDDLE ST, CHESAPEAKE, VA 23324-1142
Document Number	0000012505
Book / Page	10979 / 1705
Instrument Date	Apr 25, 2026
Instrument	202612505
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1030 MIDDLE ST, CHESAPEAKE, VA 23324-1142

Mortgage

Document Number	0000012505,
Date	May 18, 2026
Book Page	10979/1705
Instrument	202612505

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1030 MIDDLE ST, CHESAPEAKE, VA 23324-1142
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010300/26
Date	Jan 27, 2021
Book Page	10300/26
Instrument	210003952

Lender

Name	TD BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 6, 2019
Property Address	1030 MIDDLE ST, CHESAPEAKE, VA 23324-1142
Document Number	9992/1216
Book / Page	9992 / 1216
Instrument Date	Feb 19, 2019
Instrument	190005118
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 MIDDLE ST, CHESAPEAKE, VA 23324-1142

Mortgage

Document Number	190005119
Date	Mar 6, 2019
Instrument	190005119

Lender

Name	TD BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 4, 2018
Property Address	1030 MIDDLE ST, CHESAPEAKE, VA 23324-1142
Document Number	9898/1570
Book / Page	9898 / 1570
Instrument Date	Apr 2, 2018
Instrument	180008392
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 RAND CT, VIRGINIA BEACH, VA 23464-6461

Tax Assessment & Valuation

The 2025 property tax bill for 1030 Middle St was $3,240.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,900 (+5.33%) Land $105,000 Building $232,900	$337,900 (+5.33%) Land $105,000 Building $232,900
2025	$3,240.00	$320,800 Land $100,000 Building $220,800	$320,800 Land $100,000 Building $220,800
2023		$286,700 (+17.07%) Land $80,000 Building $206,700	$286,700 (+17.07%) Land $80,000 Building $206,700
2022		$244,900 Land $70,000 Building $174,900	$244,900 Land $70,000 Building $174,900
2019	$2,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1030 Middle St; there have been 47 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 119 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	196 units insured incl. 77 condo units
Nearby Flood Claims	47 (1978–2024)
Claims Outside the SFHA	3 of 47
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 8 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 Middle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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