Chesapeake City property record for 1024 Middle St, Chesapeake, VA 23324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,536 sqft · built 2010 |
| Lot Size | 0.061 acres (2,657 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (May 2026) |
| Tax Bill | $2,996 (2025) |
| Deeds & Mortgages | Sep 2009 Line of Credit Mar 2013 Mortgage + 3 more |
| APN | 1520000000750 |
| Primary APN | 1520000000750 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,657 sqft (0.061 acres) |
| Lot Dimensions | 90 ft deep x 30 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 240 sqft |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1024 MIDDLE ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23324-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6: RESIDE |
| Legal Description | 59 SOUTH HILL |
| Legal Subdivision | SOUTH HILL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20500 |
Source: Chesapeake City records · APN 1520000000750
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1024 MIDDLE ST, CHESAPEAKE, VA 23324-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2009 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK MORTGAGE |
| Mar 28, 2013 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW COMMUNITY CAPITAL LLC |
| May 26, 2026 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Jun 19, 2018 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Jun 19, 2018 · Amount on Record |
| Deed Document Number | 202613252 |
| Deed Book / Page | 10982 / 1413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1024 MIDDLE ST, CHESAPEAKE, VA 23324-1142 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007940/675 |
|---|---|
| Date | Sep 24, 2009 |
| Book Page | 7940/675 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1024 MIDDLE ST, CHESAPEAKE, VA 23324-1142 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009021/218 |
|---|---|
| Date | Mar 28, 2013 |
| Book Page | 9021/218 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1024 MIDDLE ST, CHESAPEAKE, VA 23324-1142 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010780/331 |
|---|---|
| Date | Aug 28, 2024 |
| Book Page | 10780/331 |
| Instrument | 240017730 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 26, 2026 |
| Property Address | 1024 MIDDLE ST, CHESAPEAKE, VA 23324-1142 |
| Document Number | 0000013252 |
| Book / Page | 10982 / 1413 |
| Instrument Date | May 20, 2026 |
| Instrument | 202613252 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,835.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1024 MIDDLE ST, CHESAPEAKE, VA 23324-1142 |
| Document Number | 0000013253, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202613253 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 19, 2018 |
| Property Address | 1024 MIDDLE ST, CHESAPEAKE, VA 23324-1142 |
| Document Number | 9924/1203 |
| Book / Page | 9924 / 1203 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 180015946 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1024 MIDDLE ST, CHESAPEAKE, VA 23324-1142 |
| Document Number | 180015947 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 180015947 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,996.00 (+53.96%) | $296,600 (+12.43%) Land $100,000 Building $196,600 | $296,600 (+12.43%) Land $100,000 Building $196,600 |
| 2023 | $263,800 (+17.3%) Land $80,000 Building $183,800 | $263,800 (+17.3%) Land $80,000 Building $183,800 | |
| 2022 | $224,900 Land $70,000 Building $154,900 | $224,900 Land $70,000 Building $154,900 | |
| 2019 | $1,946.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 119 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 196 units insured incl. 77 condo units |
| Nearby Flood Claims | 47 (1978–2024) |
| Claims Outside the SFHA | 3 of 47 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 494 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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