St. Charles County property record for 103 Wild Winds Dr, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 962 sqft · built 1973 |
| Lot Size | 0.164 acres (7,130 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,400 (Sep 2012) |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 427644A000 |
| Primary APN | 427644A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 962 sqft |
| Basement Area | 962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,130 sqft (0.164 acres) |
| Lot Dimensions | 115 ft deep x 62 ft wide |
| Garage Type | Carport |
| Garage Area | 294 sqft |
| Carport | Carport |
| Carport Area | 294 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 427644A000 |
|---|---|
| Street Address | 103 WILD WINDS DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOOD CREST #1 SEC 1 LOT 2 |
| Legal Subdivision | WOOD CREST #1 SEC 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 311732 |
Source: St. Charles County records · APN 427644A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 WILD WINDS DR, O FALLON, MO 63368-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2012 · Amount on Record |
| Deed Sale | Sep 19, 2012 · Amount on Record |
| Deed Document Number | 2012714490 |
| Deed Book / Page | 5859 / 228 |
| Prior Transfer Date | Aug 27, 2012 |
| Prior Transfer Doc | 0058590228 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 103 WILD WINDS DR, O FALLON, MO 63368-3543 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 103 WILD WINDS DR, O FALLON, MO 63368-3543 |
| Document Number | 0000045544 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025R-045544 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 103 WILD WINDS DR, O FALLON, MO 63368-3543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068322384 |
|---|---|
| Date | Nov 02, 2017 |
| Book Page | 6832/2384 |
| Instrument | 20171102000686940 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Jul 10, 2032 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,451.00 (+6.98%) | $41,304 (+10.03%) | $217,387 (+10.03%) Land $40,000 Building $177,387 |
| 2024 | $2,291.00 | ||
| 2023 | $37,540 | ||
| 2022 | $197,577 Land $40,000 Building $157,577 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 486 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wisper ISP, AT&T, WH i3B Bidco LLC/WH i3B Topco, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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