109 Wild Winds Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 109 Wild Winds Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1973
Lot Size	0.164 acres (7,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,100 (Jun 2017)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Jul 2017 Loan Modification Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`427650A000`

Property Details

APN / Parcel Number

Primary APN	`427650A000`
Alternative APN	`2-0067-4586-00-0005.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Gross Area	1,794 sqft
1st Floor Area	792 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,130 sqft (0.164 acres)
Lot Dimensions	115 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427650A000
Street Address	109 WILD WINDS DR
City	O FALLON
State	MO
Zip	63368-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WOOD CREST #1 SEC 1 LOT 5
Legal Subdivision	WOOD CREST #1 SEC 1
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4008
Census Tract	311732

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 WILD WINDS DR, O FALLON, MO 63368-3543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2017	Loan Modification, Mortgage COLDWELL BANKER HM LNS
Jun 15, 2017	Quit Claim Deed, Transfer COLDWELL BANKER HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Prior Sale	Apr 10, 2006 · Amount on Record
Deed Document Number	2017365260
Deed Book / Page	6759 / 1428
Prior Transfer Date	Jun 8, 2017
Prior Transfer Doc	0067591428
Record Updated	Jun 8, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	109 WILD WINDS DR, O FALLON, MO 63368-3543
Document Number	0067930265
Book / Page	006793 / 000265
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILD WINDS DR O FALLON MO 633683543, O FALLON, MO 63368-3543

Mortgage

Document Number	0067930265
Date	Aug 17, 2017
Book Page	006793/000265
Instrument	518050

Lender

Name	COLDWELL BANKER HM LNS
Type	Funding / Finance Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2017
Property Address	109 WILD WINDS DR, O FALLON, MO 63368-3543
Document Number	0067591428
Book / Page	006759 / 001428
Instrument Date	Jun 8, 2017
Instrument	365260
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 WILD WINDS DR O FALLON MO 633683543, O FALLON, MO 63368-3543

Mortgage

Document Number	67591430
Date	Jun 15, 2017
Book Page	006759/001430
Instrument	365270

Lender

Name	COLDWELL BANKER HM LNS
Type	Funding / Finance Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 14, 2037

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00 (+7.49%)	$33,843 (+10.58%)	$178,122 (+10.58%) Land $40,000 Building $138,122
2024	$1,868.00
2023		$30,606
2022			$161,085 Land $40,000 Building $121,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, i3 Broadband, Wisper ISP.

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