Scott County property record for 103 Waterside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,900 sqft · built 2016 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,000 (Mar 2020) |
| Tax Bill | $3,094 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-40-011.000 |
| Primary APN | 189-40-011.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Lot Area | 9,583 sqft (0.22 acres) |
| Street Address | 103 WATERSIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT LANES RUN |
| Legal Subdivision | VILLAGE AT LANES RUN |
| Legal Phase | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Sep 3, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Mar 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Mar 3, 2020 | Deed, Transfer UNKNOWN, FOUNDATION T&E SERIES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on Record |
| Deed Sale | Mar 3, 2020 · Amount on Record |
| Prior Sale | Sep 12, 2016 · Amount on Record |
| Deed Document Number | 2020412662 |
| Deed Book / Page | 412 / 563 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 7, 2026 |
| Property Address | 103 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000579811 |
| Book / Page | 1890 / 484 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 2026579811 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLYTHE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000579811, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 1890/484 |
| Instrument | 2026579811 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0M1799/191 |
|---|---|
| Date | Sep 3, 2024 |
| Book Page | M1799/191 |
| Instrument | 509574 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1674/558 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | M1674/558 |
| Instrument | 451403 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 3, 2020 |
| Property Address | 103 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D412/563 |
| Book / Page | D412 / 563 |
| Map Reference | CAB 9 SL 138 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 412662 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $233.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 AMERSON ORCHARD ROAD APT 105, 105, GEORGETOWN, KY 40324-8582 |
| Name | Verified Name |
|---|---|
| Address | 103 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,094.00 (+14.38%) | $347,400 (+16.42%) | $347,400 (+16.42%) |
| 2023 | $2,705.00 (+29.61%) | $298,400 (+24.02%) Land $47,500 Building $250,900 | $298,400 (+24.02%) Land $47,500 Building $250,900 |
| 2022 | $2,087.00 | $240,600 Land $42,000 Building $198,600 | $240,600 Land $42,000 Building $198,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures