Scott County property record for 102 Waterside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,876 sqft · built 2016 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,100 (Jun 2026) |
| Tax Bill | $2,799 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-40-024.000 |
| Primary APN | 189-40-024.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,876 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 102 WATERSIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT LANES RUN |
| Legal Subdivision | VILLAGE AT LANES RUN |
| Legal Phase | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 721 VERMILLION PEAK PASS, LEXINGTON, KY 40515-6459 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRA BANK & TRUST CO |
| Sep 30, 2021 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Jun 5, 2026 | Deed, Transfer BLUEGRASS LAND TITLE |
| May 16, 2025 | Deed, Transfer · FHA Mortgage PEOPLES EXCHANGE BANK |
| Jan 23, 2024 | Deed, Transfer · Stand-Alone First Mortgage TEDDY CLARK |
| Nov 1, 2016 | Deed, Subdivision Related Transfer · FHA Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Prior Sale | May 16, 2025 · Amount on Record |
| Deed Document Number | 2026589091 |
| Deed Book / Page | 466 / 307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1586/570 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | M1586/570 |
| Instrument | 429725 |
| Name | CENTRA BANK & TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0M1642/554 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | M1642/554 |
| Instrument | 443223 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 5, 2026 |
| Property Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000589091 |
| Book / Page | 466 / 307 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026589091 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $38,895.10 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 721 VERMILLION PEAK PASS, LEXINGTON, KY 40515-6459 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 16, 2025 |
| Property Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D457/358 |
| Book / Page | D457 / 358 |
| Map Reference | CAB 11 SL 133 |
| Instrument Date | May 9, 2025 |
| Instrument | 540198 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 DOUBLE CULVERT RD, GEORGETOWN, KY 40324-9510 |
| Name | Verified Name |
|---|---|
| Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000540199 |
|---|---|
| Date | May 16, 2025 |
| Instrument | 540199 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 23, 2024 |
| Property Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D446/850 |
| Book / Page | D446 / 850 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 491510 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 CHESTNUT ST, GEORGETOWN, KY 40324-1924 |
| Name | Verified Name |
|---|---|
| Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000491512 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 491512 |
| Name | TEDDY CLARK |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 12, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 1, 2016 |
| Property Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D382/311 |
| Book / Page | D382 / 311 |
| Map Reference | CAB9 SL138 |
| Instrument Date | Oct 31, 2016 |
| Instrument | 361880 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Address | 102 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00M1308268 |
|---|---|
| Date | Nov 1, 2016 |
| Instrument | M1308/268 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2046 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,000 (+14.54%) | $360,000 (+14.54%) | |
| 2025 | $2,799.00 (+13.27%) | $314,300 (+15.3%) | $314,300 (+15.3%) |
| 2023 | $2,471.00 (+28.3%) | $272,600 (+22.74%) Land $47,500 Building $225,100 | $272,600 (+22.74%) Land $47,500 Building $225,100 |
| 2022 | $1,926.00 | $222,100 Land $42,000 Building $180,100 | $222,100 Land $42,000 Building $180,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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