103 W Summit St, Smithville, MO 64089 Property Records

Clay County property record for 103 W Summit St, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 1940
Lot Size	1.21 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$96,600 (May 2011)
Tax Bill	$2,086 (2024)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-905-00-03-011.00`

Property Details

APN / Parcel Number

Primary APN	`05-905-00-03-011.00`
Alternative APNs	`0590500030110001` `5905000301100` `265440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,602 sqft
Basement Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	53,143 sqft
Lot Dimensions	270 ft deep x 197 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Deck Area	464 sqft
Patio Area	464 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	103 W SUMMIT ST
City	SMITHVILLE
State	MO
Zip	64089-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 755E & 352.5S OF NW COR SEC, S197, E270, N200, W270 TO POB
Legal Range	33W
Legal Township	53N
Legal Section	26
Legal Subdivision	KEMP M WOODS JRS ADDITION
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	3
Census Block	3017
Census Tract	22000

Owner

103 W Summit St is owned and occupied by two individuals who acquired it in December 2022.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 W SUMMIT ST, SMITHVILLE, MO 64089-9385
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2011 · Amount on File
Deed Sale	May 17, 2011 · Amount on File
Prior Sale	Feb 22, 2011 · Amount on File
Deed Document Number	201115441
Deed Book / Page	6623 / 86
Last Transfer Date	Dec 28, 2022
Transfer Doc	0000039744
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	May 15, 2023
Property Address	103 W SUMMIT ST, SMITHVILLE, MO 64089-9385
Document Number	0000010925
Book / Page	9560 / 137
Instrument Date	May 15, 2023
Instrument	2023010925
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 W SUMMIT ST, SMITHVILLE, MO 64089-9385

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,350	$165,000
2024	$2,086.00 (+4.56%)
2023	$1,995.00	$28,900	$152,105
2019	$1,524.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 W Summit St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 W Summit St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20