103 W Eiche Ave, Effingham, IL 62401 Property Records

Effingham County property record for 103 W Eiche Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1955
Square Footage	864 sqft Base Area
Lot Size	6,970 sqft (0.16 acres)
Garage	360 sqft
Occupancy	Owner Occupied
Last Sale	$116,000 (2005)
Tax Bill	$1,452.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`03-16-057-088`

Interior

Building Area	864 sqft Base Area
Stories	1 Stories

Exterior

Year Built	Built 1955
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	1 Parking Spaces
Garage Area	360 sqft Garage

Location & Zoning

Street Address	103 W EICHE AVE
City	EFFINGHAM
State	IL
Zip	62401-2723
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 CARTMELL REPLAT NOT RECORDED AKA W 70FT LOTS 1 & 2 SPRING GARDEN SUB 2146/1 1938/303 1109/289 568/204
Legal Subdivision	SPRING GARDEN SUBDIVISION
Legal Lot Number	2-1
Jurisdiction	EFFINGHAM IL
Minor Civil Division	DOUGLAS
Census Blockgroup	3
Census Block	3014
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-057-088

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	103 W EICHE AVE, EFFINGHAM, IL 62401-2723
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2005 · Amount on Record
Deed Sale	Jul 07, 2005 · Amount on Record
Deed Doc Number	0503607
Deed Book / Page	2146 / 001
Record Refreshed	Jun 07, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	103 W EICHE AVE, EFFINGHAM, IL 62401-2723
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3636/295
Date	Dec 04, 2020
Book Page	3636/295
Instrument	202020006680

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank
Address	BEECHER CITY, IL 62414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Interest

Rate	3%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,452.00 Homeowner's exemption	$28,250 Land $8,640 Building $19,610	$84,750 Land $25,920 Building $58,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.