102 W Eiche Ave, Effingham, IL 62401 Property Records

Effingham County property record for 102 W Eiche Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 884 sqft · built 1940
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$146,500 (Sep 2021)
Tax Bill	$1,645 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-057-039`

Property Details

APN / Parcel Number

Primary APN	`03-16-057-039`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Base Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	102 W EICHE AVE
City	EFFINGHAM
State	IL
Zip	62401-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 2 BURKE'S ADD 3721/180 3506/272 3278/153 3028/170 1705/65 1311/220 1113/127 1079/126 733/155
Legal Subdivision	BURKE'S ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2063
Census Tract	950800

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 W EICHE AVE, EFFINGHAM, IL 62401-2722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Oct 23, 2019	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Feb 13, 2017	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	202121004499
Deed Book / Page	3721 / 180
Prior Transfer Date	Aug 12, 2016
Prior Transfer Doc	3278/153
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 7, 2021
Property Address	102 W EICHE AVE, EFFINGHAM, IL 62401-2722
Document Number	3721/180
Book / Page	3721 / 180
Map Reference	PL 1 PG 35-37
Instrument Date	Sep 3, 2021
Instrument	202121004499
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202121004500
Date	Sep 7, 2021
Instrument	202121004500

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 23, 2019
Property Address	102 W EICHE AVE, EFFINGHAM, IL 62401-2722
Document Number	3506/272
Book / Page	3506 / 272
Instrument Date	Oct 22, 2019
Instrument	201901904283
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	THE TITLE CENTER/FL, THE TITLE CENTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W EICHE AVE, EFFINGHAM, IL 62401-2722

Mortgage

Document Number	201901904284
Date	Oct 23, 2019
Instrument	201901904284

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 13, 2017
Property Address	102 W EICHE AVE, EFFINGHAM, IL 62401-2722
Document Number	3278/153
Book / Page	3278 / 153
Map Reference	PL 1 PG 35-37
Instrument Date	Aug 12, 2016
Instrument	201701700676
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	LENDERS TITLE SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 W EICHE AVE, 102, EFFINGHAM, IL 62401-2722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W EICHE AVE, EFFINGHAM, IL 62401-2722

Mortgage

Document Number	201701700677
Date	Feb 13, 2017
Instrument	201701700677

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,645.00 (+30.97%)	$30,360 (+19.91%) Land $8,700 Building $21,660	$91,080 (+19.91%) Land $26,100 Building $64,980
2022	$1,256.00 Homeowner's exemption	$25,320 Land $7,260 Building $18,060	$75,960 Land $21,780 Building $54,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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