Schoharie County and Cobleskill Town property record for 103 Veterans Dr, Cobleskill, NY 12043
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,486 sqft · built 1800 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $53,000 (Oct 2016) |
| Tax Bill | $3,154 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432601 68.5-4-30 |
| Primary APN | 432601 68.5-4-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,486 sqft Total Area |
| 1st Floor Area | 846 sqft |
| 2nd Floor Area | 640 sqft |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 114 ft deep x 29.9 ft wide |
| Porch | Slab |
| Porch Area | 544 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 431A100691 |
|---|---|
| Street Address | 103 VETERANS DR |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4713 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RD |
| Legal Description | HOUSE |
| Legal Block | 4 |
| Legal Lot Number | 30.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 740200 |
103 Veterans Dr, a duplex, is owned by two individuals who bought it in October 2016.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 SANITARIUM RD, ESPERANCE, NY 12066-3915 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2016 · Amount on File |
| Deed Sale | Oct 18, 2016 · Amount on File |
| Deed Book / Page | 1031 / 247 |
| Prior Transfer Date | Jun 8, 2006 |
| Prior Transfer Doc | 0000000816/000000012 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 103 Veterans Dr was $3,154, up 5.2% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,154.00 (+5.2%) | ||
| 2025 | $2,998.00 | $51,400 Land $5,600 Building $45,800 | $104,898 Land $11,429 Building $93,469 |
| 2023 | $51,400 Land $5,600 Building $45,800 | $90,175 Land $9,825 Building $80,350 | |
| 2020 | $2,812.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Veterans Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 19 (2011–2013) |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Veterans Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MIDTEL.
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