101 Veterans Dr, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 101 Veterans Dr, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,580 sqft · built 1880
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$62,500 (Jan 2002)
Tax Bill$3,485 (2026)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN432601 68.5-4-31

Property Details

APN / Parcel Number

Primary APN432601 68.5-4-31
Alternative APNs
  • 260106800500040310000000
  • 431A182006

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,580 sqft Living Area
1st Floor Area960 sqft
2nd Floor Area480 sqft
Upper Floors Area140 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions114 ft deep x 31.5 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A182006
Street Address101 VETERANS DR
CityCOBLESKILL
StateNY
Zip12043-4713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal DescriptionHOUSE & GAR
Legal Block4
Legal Lot Number31.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group5
Census Block5011
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 VETERANS DR, COBLESKILL, NY 12043-4713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2002 · Amount on Record
Deed SaleJan 25, 2002 · Amount on Record
Deed Book / Page709 / 262
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address101 VETERANS DR, COBLESKILL, NY 12043-4713
Transaction TypeMortgage
Record UpdatedAug 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 000000722676
DateJul 12, 2017
Book Page0000001765/0000000096
Instrument000000722676
Lender
NameNATIONSTAR MORTGAGE
Agreement
AmountAmount Recorded
Term234 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,485.00 (+5.19%) Homeowner's exemption
2025$3,313.00 (+30.18%)$56,800 (-) Land $6,000 Building $50,800$115,918 (+16.33%) Land $12,245 Building $103,673
2023$56,800 Land $6,000 Building $50,800$99,649 Land $10,526 Building $89,123
2020$2,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims19 (2011–2013)
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: MIDTEL.

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