Ellis County property record for 103 Troy Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,965 sqft · built 2006 |
| Lot Size | 0.212 acres (9,226 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,800 (Sep 2019) |
| Tax Bill | $6,119 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R229237 |
| Primary APN | R229237 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,965 sqft Living Area |
| Gross Area | 3,482 sqft |
| 1st Floor Area | 1,850 sqft |
| 2nd Floor Area | 1,115 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,226 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 477 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 TROY LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 BLK B EASTRIDGE SOUTH PH I .2118 AC |
| Legal Subdivision | EASTRIDGE SOUTH PH I |
| Legal Block | B |
| Legal Lot Number | 22 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 60207 |
103 Troy Ln is owned and occupied by two individuals who bought it in September 2019.
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 TROY LN, RED OAK, TX 75154-5050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU |
| Sep 10, 2019 | Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on File |
| Deed Sale | Sep 10, 2019 · Amount on File |
| Deed Document Number | 201926833 |
| Prior Transfer Date | Sep 6, 2019 |
| Prior Transfer Doc | 0000026833 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 103 TROY LN, RED OAK, TX 75154-5050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002601717 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2601717 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 619001, DFW AIRPORT, TX 75261 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 15, 2041 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Sep 10, 2019 |
| Property Address | 103 TROY LN, RED OAK, TX 75154-5050 |
| Document Number | 0000026833 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 26833 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 TROY LN RED OAK TX 751545050, RED OAK, TX 75154-5050 |
| Document Number | 26834 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 26834 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2049 |
The 2025 property tax bill for 103 Troy Ln was $6,119 with a homeowner's exemption, down 10.3% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,000 (-11.73%) Land $65,000 Building $266,000 | $331,000 (-11.73%) Land $65,000 Building $266,000 | |
| 2025 | $6,119.00 (-10.27%) Homeowner's exemption | $375,000 Land $65,000 Building $310,000 | $375,000 Land $65,000 Building $310,000 |
| 2024 | $6,819.00 (+11.82%) | ||
| 2023 | $6,098.00 Homeowner's exemption | $423,633 Land $65,000 Building $358,633 | $423,633 Land $65,000 Building $358,633 |
| 2018 | $4,959.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Troy Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Troy Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKETT SUD serves 46,614 people · EPA ID TX0700033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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